Also, to your Goldman Sachs statement. Clearly you are not fully aware of how this works. They invest $40 Billion into a market, and you ask are they scared of losing 20% of their portfolio? If it was all actually out of their portfolio 100% yeah sure, they have pros analyzing risk, but mainly, they get OTHER people to invest in their funds and investments as well...they dont put all of the money up themselves - and you think Goldman Sachs puts 100% of their portfolio in anything? NEVER.