yes i m a newbie but my account have about 6month.
if i ask a loan it s because i need it and because i m sure to be able to pay it
I suggest you to stop , everyday we see newbies asking for a loan without providing a valid collateral. If you can't provide it , this forum is not for you.
Maybe now you should move on to another account and be active here in the forum, and maybe one day you will get your loan ( remember the collateral).