Wise move when over 80 Billion of the 99 Billion belong to Ripple Labs and a couple of buddies.
Seriously, Counterparty is 100% a better solution.
Ripple Labs are scammers to the core.
Visa owns their own payment network, gasp, scam!
BUT VISA DOES NOT OWN THE USD, GDP, EURO, YEN or any other currency you tit.
Ripple own the network and they own the currency. and they have 80% of it for themselves.
IT'S A SCAM!!