So what happens when other countries adopt a tax on crypto like Australia intend on doing.
How will ripple work when you can only send to specific countries? Sounds like the experiment is faltering.
Ripple works just fine with AUD. How could Australia have a problem with AUD?
AUD to Crypto transactions will be taxable in the not too distant future, meaning any ripple payment to Australia will be Illegal.
If ripple decided to implement a tax on each transaction they will be taxed twice for fiat to ripple and ripple to bitcoin.
It means even if ripple can adapt and hard fork, they will be more expensive than bitcoin to move. Why don't you read up on something before you invest in a scam.