I think the xapo card in USA is free and from my understanding of Bitcoin cards there the cheapest for me and I don't use them to load my card up. You can use a cheaper alternative to do that. I have an ANX card but there fees are higher in the long run than XAPO
ok so i checked out the ANX site you suggested and it does seem they have high fees. Also if i read it correct it seems that the card has to be loaded first before you can use it at store or places that accept the credit card i think it was visa or mastercard dont recall. Now i think i seen a section that said you might be able to make deposits using ATMs if this is true i wonder if its true for people in the USA