People are not buying bitcoins so that they can buy stuff with it (with the exception of illegal stuff). Bitcoins are an easily exchanged commodity, people buy it because it's a way of storing money.
Paycoin is a Paycon.
Funny that you should say this. The US government has passed a law, with nary a mention in their Mass Hysterical Media, that cash in the bank (deposits) is now a commodity and can be used to bail the banks out. The USA has been Cyprused in advance:
http://www.theguardian.com/business/2014/dec/10/congressional-budget-big-bank-bailouts