Hey, I just asked a question. I am not an expert on staking and never made a claim to be one. Do you have a financial explanation that would answer my question or a link to a useful website that I can read up on it?
No need to get all bent out of shape.

Its actually sketchy as hell to be enticing stakers with higher returns if they lock up their stake for 3 to 6 months, especially when its being locked up under the control and guidance of a centralized for profit issuing company . This isn't the way other POS / DPOS systems stake, encourages centralization, and allows for manipulation.