WTF? How did you just break even on hash points? Did you wait until the last day to mine them? How is it that everyone else got a boatload of paycoin out of their hashlets, but you just barely broke even.
I was more concerned about earning something I could convert to fiat to cover my initial expenses. I don't think I started mining hashpoints until the beginning of November and even then, my primes were dual mining HP and BTC for a while longer before I went all-in HP. I was making roughly 2 XPY worth of HP per day, so no, I didn't have a lot of coin like others who invested a lot more money than I did.
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Why on earth would you diversify to reduce risk? That's just dumb. Too bad you didn't commit all of your investment to an unproven commodity. If you had done as you were told, you could have large unrealized gains like the really smart people. And...if you were really a believer and had faith, you could eventually have even greater unrealized gains by not cashing out and holding.
[/sarcasm]