... Too bad I don't have more available fiat to buy more btc.
If you sold pretty much any time during the past year, you would have fiat to buy now. You let your greed get the better of you and hodleded.
Nobody's fault but your own

You know his life situation very well for someone on a forum. You also have 20:20 hindsight. If you sold at a higher price then be happy, but the price falling wasn't inevitable. Like Baz luhrman said, your choices are half chance, so are everybody elses.