Am I the only person who has noticed that the OP is requesting increasingly large loans as soon as the previous loan has been repaid, while using the exact same collateral each time? This appears to be some kind of reputation building scam.
From what I have seen, senior accounts do not sell for .65
This. Noticing this as well. If you look at this user's past history he also has a frequency to gamble high amounts (his case against fairproof) and sent out bugged links or something which many people thought was an attempt to scam.
I would be leary to lend this user especially more than 0.40 (the max the account is worth).
Your point about the malware is another major concern for any potential escrow. He claimed that the account was being held by the lender when the malware was supposedly sent out (the loan was not done publicly). He now has made two consecutive claims of not getting his account back in a timely manner (and the escrow releasing the account details to the lender).