I can understand that. But you are not supposed to leave a negative feedback for mere suspicion.
You should be giving a neutral trust warning future lenders, which should be removed after the loan has been paid.
Negative - You were scammed or you strongly believe that this person is a scammer.
Refusing escrow does not amount to scamming. I have lend 0.28BTC to wardick and much more without collateral. And no escrow. There can be various reasons for declining escrow, of which onee can be scamming, but there are other reasons too, like not trusting the escrows here due to previous experiences, delays, or potential denial of signature payment due to inactivity.
+100
Right, I can think of 100 reasons that offering collateral for an insignificant quick loan is not a good expenditure of time and effort.
Offering accounts, alt coin, etc for $49. It just seems like it wouldn't be worth all of the effort. For all of that effort, it would be better to go to another source for loans. Like I said, I got nearly 4BTC from BTCJAM with no collateral.
If I needed $49 so desperately that I was willing to waste a bunch of time and effort on this endeavor, I would just go to another source. I wouldn't compromise my account for $49. That's like having a place to live, and needing to borrow $49, and then someone offers "if you give me the keys to your house and car, I will loan you the money, and I will require access to the house and car whenever I need it". Or "you need $49, ok I'll loan it to you, but I want to crash on your couch".
I really don't need the coin THAT BAD. But if I ever do, I will come back to this thread for round 2.
