I used to think fiat was a lame way to do transactions after finding bitcoin.   I tried to move over to BTC as much as possible.

But with my experiences, using BTC is becoming not worth my time.   

1.  I have never had fiat $$ stolen from me.   But I have with bitcoin.  Had fiat been stolen from my bank account, it would be insured, and I would have gotten my money back.  With BTC, from what I understand, there is not a FDIC type of insurance from any company yet.
2.  I have never had a problem getting a loan with fiat, but coin is a pain in the ass.
3.  After losing Bitmit, and many good exchanges to regulations, and such.  Bitcoin is much more complicated to work with. 
4.  People in the bitcoin community tend to be a bit more hyper (take this thread for example)

Surely there has to be a better way.   

I hope BTC starts making a comeback.  But so far, I keep hitting barriers that I don't encounter with fiat and it is highly discouraging.