I'm currently negotiating a loan with lihuajkl and will use this post for a reference.
Expected loan amount: 0.1
Repayment Terms: 0.105 (i.e. 5%) on or before Jan 2nd.
Collateral: hashie.co account "kns"
Escrow: looking for escrow
Deposit Address: 1GbRySrYBF6wVyJuqDCX3bhFrgJzevZ9wr
Repayment Address: to be announced
edit: Just checked and hashie.co is "gone". Oh for god's sake. I'll need to find alternate collateral now......
Think that in all case Redsnow and Vod did the right thing. Why do you want to ask with insistence a loan without offering a valid collateral? I think that I'll leave you another negative feedback because I can not trust you.