POW ends at 97k block or 97k POW block? Because there are suppose to be 20mln coins total. Now we are at 36k block and only 4,2+mln coins exists. So with current tandencies at 97k block only around 10mln coins will be created. Am I understending it correct?
I would think you are right, vTorrent is hybrid PoW/PoS and we can find number of last block in main.h
static const int LAST_POW_BLOCK = 97000;
20mil is simply maximum possible supply, we will most likely end PoW with supply much lower than that, and being investor I have no problem with that

Cheers!