On more thing, is that I have funded over 10 loans myself.   I am not just a taker.  I give back.   I contribute to the crypto community.
If you look me up at BTCJAM, I have funded several there.  I have even had a few people scam me.   But I am proud to be a giver rather than just a taker. 

I have yet to try any of the other BTC Lending services.  But I will eventually get around to it.  So far, I only have experience with BTCJAM and Bitcointalk, and friends in person.   

I will be writing a polished article for my newspaper about this experience also.   ref;  clovisstar.com