Loan has been repaid. I am sorry for the late pay. I described the problem with the delayed repay here;
https://bitcointalk.org/index.php?topic=907216.0Thank you all very much for this loan! I may use the bitcoinlendingclub some day in the future for a business expansion. But BTCJAM has been a success so far. You can also read my review of this loan, and the process at the link above.