Paycoin (XPY) is scam and 12.5 million coins instamined. Do not buy this shit https://bittrex.com/Market/Index?MarketName=BTC-XPY because you will lose your money like this https://bitcointalk.org/index.php?topic=845494.0
I don't think it's a scam though. A huge bitcoin marketplace in Indonesia (www.bitcoin.co.id) even just opened a Paycoin-Bitcoin trading platform with 0% fee. I think XPY is becoming a big deal
but you are still newbie so u dont understand it is scam yet
you will when u have no btc left haha