The Philippines The Philippines has experienced a surge in the growth of its bitcoin userbase. Coins.ph, the most popular and widely-used application in the country, is also one of the most-used applications and web-based platforms across all categories including games, content sharing, social media, etc. Coins.ph is a remittance-focused bitcoin application that enables anyone in the country to live solely on bitcoin without any discomfort or inefficiency. Directly from its mobile application, people can purchase and sell bitcoin through bank ATMs, physical bank branches, remittance outlets and convenience stores. Thus, for users trying to avoid owning fiat, it is highly recommended. The application also allows users to avoid using fiat and deal only with bitcoin to finance daily expenditures. Specifically, users can pay tuition, utility bills such as internet, rental, water and electricity fees, settle credit card bills and send remittances to anywhere in the Philippines with bitcoin. Essentially, Coins.ph transforms bank-issued credit cards into bitcoin credit cards, as users dont need fiat to pay for their card bills. A local user also told Bitcoin.com that she began to use Coins.ph after they simplified buying mobile credits using bitcoin. Traditionally, users have to visit physical stores and wait long lines, usually hours, to purchase credits. She was first introduced to bitcoin at a technology event called Geeks on a Beach. I used it to purchase load for my phone. I used the credits given away by coins.ph at Geeks on a Beach. I eventually ran out of credits, and I wanted to purchase more. she said. The Philippines has a surprisingly large number of vendors, online merchants, and platforms that accept direct bitcoin payments. In Manila, coffee shops and restaurants accept direct bitcoin payments and local e-commerce platforms including Pinoy Travel and Metrodeal partnered with Coins.ph to accept bitcoin. Apart from Coins.ph, platforms like Rebit.ph and BuyBitcoin.ph make bitcoin-based remittances simple, as any worker or resident from the Philippines can send money back to the country with low fees. The recipient has the choice to either accept the payment in bitcoin or cash. Overall, avoiding fiat money for durable goods, food, rent, and utilities is made practical with bitcoin in the Philippines. Anyone can also practically purchase goods, food and settle utility bills directly with bitcoin at ease.