We have launched our ambassador in Beta mode on Discord.

Hope to see our Bitcointalk community there

https://discord.gg/5D8khbQ

Hi,

The app is only available in the Eurozone at the moment, meaning countries that have the EURO has their main currency

Any app that accepts VISA should accept 2gether VISA Card

For now, you can't deposit BTC and convert them to EUR. You can only deposit ETH & BTC and use them against your visa card.

We are working on enabling this service and it should be ready over the summer.

Moneyspend should work

2gether has been featured on ccn.com, check it out!

https://www.ccn.com/eu-2gether-fintech-bank-launches-crypto-debit-card

On page 9 of our tokenomics paper https://www.2gether.global/images/docs/tokenomics_v01.pdf, you can see the predicted revenue for 2019. As you can see this assume a number of active users of 197k. I would stress out that revenue is not the priority of any startup at this stage, growth and Product development is the priority, at the moment it's about improving our product! Indeed, Bugs could be exponentially costly with the number of users.

Malta VFA approval means that our token will be fully regulated by a European country and this would be a gamechanger compare to all our competitors out there. It has many advantages but the most important one is that it will protect retail consumers. It will also remove incertitude around the business strategy of 2gether, which rely heavily on our utility token the 2GT. On top of this, the VFA regulation will help us reach stronger agreements with companies that might not have wanted to be associated with an unregulated token. Being VFA approve means that we can advance with confidence 2GETHER.

Bottom line we are on track to make 2gether successful, a lot will be happening in the next few months!

I hope this clarifies your questions

as mention previously the 2GT can only be issue when we are VFA approved, which is probably 2/3 months down the road

Tu summarizes the answer we got from a Spanish specialist:

• According to a European Union Court of Justice (ECJ) ruling in 2015, bitcoin (hence any cryptocurrency) is considered as any other means of payment
  
• As such, capital gains tax only applies when you sell your crypto back to euros. In that case, it should be treated as any currency / forex investment
  
• Hence, if you spend your crypto from your card, no taxes would apply. It is like if I buy pounds today, I wait 6 months and then I go to the UK and spend them. It doesn´t matter if the price of the pound has doubled, I don´t pay any tax.

Of course, each country is sovereign and could have local rulings or even laws that could differ from this, but this is the general rule that we can share with the clients.

you should be able to see your card balances in your app, since they are several balances in crypto it's impossible to have it on the ATM.

we are working on enabling the PIN change on ATM in Europe but it will take time, for now, this function only work in Spain! This is in the hand of VISA and our card provider not us

If you are using the profit to buy something with the card then you don't need to report to the Spanish TAX authority. On the other hand, if you are cashing out EURO via ATM, you are depositing EURO to your bank account or you buy and sell crypto you should report it. I another word if you use crypto like you could use Dollar then you don't need to report it

Hi,
No, for now, you will not receive cashback for using the card!

It's impossible, Malta has not approved any initial offering of virtual financial assets (IVFAO), yet!

the announcement is ambiguous stating "we’re excited to share the fact that the AXPR token has been deemed by a well respected and independent Maltese law firm to be a ‘Virtual Financial Asset’"  https://medium.com/@aXpire/axpr-achieves-vfa-status-in-malta-ef6129a1dc86

I'm guessing the law firm said they passed the test to be a VFA according to the Maltese Virtual Instrument test.

We also pass the test according to our lawyer! But this doesn't make us a full IVFAO nor AXPR... I hope this clarifies it! 

We are working on all of this, every 3 weeks we update the app. Next update is on the 27th of May

Hi,

as mentioned before the 2GB will be converted 1:1 against the 2GT once we are fully VFA approved, which could take several months

we have around 30 people working full time at 2gether

you can check the experience of the team on our website

https://www.2gether.global/about.html

yes this is correct

there are only network fees when sending crypto to other users. As stated on our website there are zero fees for buying and selling crypto

Hi,

We got your message please wait for the support team to reply to you.


thanks

page 18 of the whitepaper

https://www.2gether.global/images/docs/whitepaper.pdf

Bank aggregator & Personal Finance Manager
1) Aggregate all bank accounts, access all transactions and categorize income, expenses, etc.
2) Link the “My future” functionality and the Contextual Marketplace to the bank aggregator,
and incorporate Artificial Intelligence and Machine Learning functionalities to augment
the users’ financial experience
3) Operate all the accounts from a single application, thanks to the implementation of PSD2
4) Access all the information and trigger transactions of third banks from the 2gether interface

I invite you to read our whitepaper, you will see that we have lots of products for mainstream users. Among them:

1)Bank aggregator
2)Personal Finance Manager
3)FLAP financial bot
4)My future: Observe a day-by-day prediction of your liquidity one year in advance, leveraging Big
Data, Artificial Intelligence, and Machine Learning

we are also working on others that we will announce in the future

https://www.2gether.global/images/docs/whitepaper.pdf

Hi, yes in due time we will open more markets

tks,