Advantages of Cryptocurrency:

1. Easy access – Cryptocurrency is readily available to the general public. Almost anyone can make use of it. It is a decentralized operation and investors from all over the world have easy access to them. You can find various projects trying to raise funds through cryptocurrency. Almost anyone that can make online fund transfers can become part of such projects.

2. Quick and easy payments – Making payments using cryptocurrency is very easy.  You can do it in just a matter of a few seconds. It is very fast because you don’t require to feed many details, you don’t even need to enter your credit/debit card details. All you need is the address of the wallet of the person or enterprise to whom you wish to make the payment too. The amount shall credit to the receiver within few seconds to a few minutes depending on the crypto. The ease of transfer and the low transaction fees makes it very desirable.

3. Costs less – Transferring money by using any other online forum or bank gateway is expensive as they levy considerable fees for the transaction. Credit card processing companies charge hefty fees. But it is not the case with cryptocurrency as the costs are nil or negligible. With credit cards or debit cards, the seller is the one paying a fee but for crypto’s, it is the buyer paying the small fee.

4. Private – You don’t need to share your identity or whereabouts or the details of the transactions made between you and the beneficiary. No information required to share with the government and the bank regarding the deal. It is truly decentralized.

5. Highly secured – All your transactions will be secure as it is using NSA created cryptography. It is next to impossible for any person other than the owner of the wallet to make any payment from the wallet, unless they were hacked which there are many ways to protect yourself from.

6. Remain anonymous – Some coins can help you stay anonymous but contrary to popular belief, not all of them can. Bitcoin is pseudonymous which means people won’t know exactly who you are on the blockchain but they can get some information from it.

7. Your details are safe – Nobody can steal your personal information from merchants, which ensures the privacy of your sensitive data. By creating a proxy ID, you can make sure that no one knows anything about you.

8. No chargebacks – Once you made the payment, you cannot chargeback. This considerably depletes the chances of a fraud. Once the transfer has completed, it cannot reverse. Nobody can file chargeback like you can on credit cards. It has it’s cons but can be an advantage also.

9. No third party – You are the master of your money. You can keep it in your wallet and use it as per your wishes. There is no third party involved like a bank on whom you need to trust.

10. No boundaries – When you talk about transactions using cryptocurrencies then there are no limits. You may be in a different part of the world and the receiver might be some other hemisphere, you can still transfer the amount without any hassle. The inter-country transaction is extremely easy with cryptocurrency because its function is not under the control of any central bank.

Take on the "4T" scheme: Theme, Tech, Team, Token !

1.Theme
To begin with, you need to evaluate the promise of the very idea of ICO. If you are not an expert, it will be difficult to do this. But it is possible to find signs of fraud even without profound knowledge in the field of blocking:
Go to the ICO website and see if White Paper developers have posted a project roadmap. If not, the startup can be immediately struck out.
If there is documentation, study it carefully. Honest developers try to explain in detail their idea and ways of its implementation, using not only text but also tables, graphs, charts and other demo material for this purpose.

2.Technology
It is even more difficult here - one needs to evaluate the promise not of the idea itself, but of the technology created for its realization. And even a well-written road map or White Paper will not help you to objectively assess the strengths and weaknesses of the advancing technology.
Lack of contacts for communication, ignoring your appeal or a template response not on the topic - alarm clues, indicating fraud.
After all, developers who plan not only to raise money, but also to start the project, are themselves interested in the fact that potential investors received as much information about the startup.

3.Team
always look for information about the team on the ICO website. Most often it is placed in a separate section ("Team") or placed at the bottom of the page in the format "photo-name-post in the project".
Good teams themselves talk about themselves. On their sites you will find short biographies of developers, information on their education, career advancements and experience with blockade projects.
Check out all the specified contacts of team members
Find the legal address on which the company is registered and verify its authenticity

4.
Open the appropriate section (most often called "Token" or "Token Economy") and find the information
And be sure to pay attention to the main thrust, due to which many investors lost their money. Is there any information on the site that issued tokens are not a digital currency and do not carry any real value, and developers are not obliged to change them on crypto currency or fiat money?

If you find such an announcement, save your money for another project.

GOOD LUCK !!!

Which wallet would you say is the easiest to use ?