D'après certaines informations, on peut retenir que l’Eurosystème regroupe la Banque centrale européenne (BCE) et les banques centrales nationales (BCN) des 20 pays de la zone euro ayant adopté l’euro comme monnaie (par exemple, la Banque de France pour la France, la Bundesbank pour l’Allemagne, etc.). C'est l'eurosystème qui émet les euros (numériques ou non), c'est la planche à billets en quelque sorte.

=> Les utilisateurs pourront accéder à l’euro numérique via l’application de leur banque traditionnelle, une application spécifique fournie par l’Eurosystème, ou même des cartes physiques distribuées par des entités publiques (comme La Poste) pour les personnes sans compte bancaire. Cela garantit une large adoption, y compris par les clients des banques traditionnelles.

=> La BCE prévoit une limite de détention (par exemple, 3 000 € par personne) et un mécanisme de « cascade » (waterfall) qui transfère automatiquement les montants excédentaires vers un compte bancaire commercial. Ceci afin de limiter la fuite de capitaux (comme si les gens allaient adorer l'euro numérique)

=> En principe on pourra accéder à son compte d'euro numérique même si notre compte bancaire est bloqué ou résilié, car l’euro numérique est conçu pour être accessible indépendamment d’un compte bancaire traditionnel via une application de l'eurosystème.

Dépendance à l’application : Si on accède au portefeuille d’euro numérique via l’application d'une banque, un bug technique dans cette application pourrait temporairement empêcher l’accès au portefeuille d’euro numérique, tout comme il empêcherait l’accès à vos comptes bancaires traditionnels.

On peut enregistrer un portefeuille d’euro numérique auprès de plusieurs intermédiaires (par exemple, votre banque et une néobanque) pour éviter de dépendre d’une seule application.

It's a pity that we don't always know the countries in the participants' responses. I note that ultimately people manage among themselves, in P2P. It seems that governments are trying by all means to limit the use of Bitcoin: in France, even Visa cards linked to Binance or other exchanges have been banned. Indeed, it was almost impossible to calculate the 30% flat tax on capital gains. Not to mention that most users didn't even know that they had to declare even their bread purchase with their crypto card.

Et nos chers gouvernements vont aussi faire croire que l'euro numérique c'est pareil que le bitcoin, parce qu'en plus le bitcoin serait une crypto comme une autre. Là pas besoin de mode d'emploi, la banque va s'occuper de tout et pas besoin de réfléchir. Inutile d'expliquer les notions de centralisation, de flicage etc ... Beaucoup de gens ont la tête dans le guidon et n'ont pas envie de comprendre, l'euro numérique finira par se substituer au cash et voilà (alors que le e-neira au Nigéria n'a pas du tout été accepté par la population, sauf erreur)

As with our Frenchbitcointalker who wanted to borrow in 2017, we'd like to know what happened next and whether they held firm after that memorable crash.
I remember the people who didn't understand anything about Bitcoin and who were queuing to buy it in Paris at the Bitcoin House. It's likely that they all wanted to resell in a panic....

But after all, if they made a fortune, it's perhaps better that they don't say so...

In France, we have a type of bank loan where the borrower already has a sum of money placed as collateral and repays the loan in one go at the end.

This is called a "credit in fine" (in english bullet loan): the borrower already has the money that the bank will block in an account. The borrower will only pay the interest for the duration of the loan and repay everything at the end. This allows the bank to be certain of being repaid and the borrower to leverage with a low interest rate.

OP said they were arrested but sadly how many more can come back? It's such easy money for them that they obviously have no qualms about ruining people in their own country. Is it legal to carry a weapon in Nigeria? In France, the president asked people to bring them back to the police station (even their grandfather's old rifles), obviously the criminals didn't do it, as you might expect...

Some of you talk about bitcoin as a high-risk investment, when in fact you've probably invested in bitcoin yourself (otherwise you probably wouldn't be on this forum). High-risk perhaps, but over time it was less high-risk than a simple savings account whose interest failed to keep up with inflation.

Many people borrow to buy a car, but for me a car is not an asset but a liability. Except perhaps a classic car. Sometimes it's better to lease a car than to buy one, depending on your needs. But in any case, a car is a liability, depreciating over time and costing a lot to maintain.
I'd rather invest in btc than in a car, for example.

Moralité : il ne faut pas laisser trop d'argent sur un compte de neo-banques. Mais on l'a vu, même les banques "traditionnelles" peuvent aussi geler les fonds et bloquer les comptes. C'est arrivé quand on a la nationalité russe par exemple, même si la personne en question résidait en France depuis longtemps.

exemple : Blocage des comptes de salariés de RT France (2022)

=> En mars 2022, la Société Générale a bloqué les comptes personnels de plusieurs employés de la chaîne RT France.

=> Anne-Laure Bonnel : Un post sur X de @Comprendreagir (juin 2022) affirme que la Société Générale aurait bloqué les comptes de la documentariste Anne-Laure Bonnel, connue pour ses reportages sur le Donbass.

Je trouve que ce n'est pas si mal d'avoir plusieurs comptes bancaires au cas où une des banques aurait décidé qu'on n'est plus politiquement correct ou d'autres raisons.

Thanks for the informations. As I said, I finally turned the smartphone off and back on and the app relaunched.
This time I made a note of the backup words. I had previously had a problem with Breez, someone had explained to me that there must have been a liquidity problem, which is why the funds were blocked in the (Breez) wallet.

2000 personnes ce n'est rien du tout. Et en quoi sont-ils représentatifs de la population ? Y a-t-il un pourcentage qui appartient aux CSP+, un pourcentage d'ouvriers, un pourcentage d'artisans etc ....
On le voit bien IRL, très peu de gens en France connaissent réellement les cryptomonnaies et surtout ne semblent pas du tout s'y intéresser. Comme pour le minitel vs internet, c'est évident que la population française aura 10 ans de retard sur ses voisins comme toujours.

C'est totalement inutile d'essayer d'orange piller un Français.

Signature updated

Total posts : Posts:   2968 (included this one)

There are so many different rules in different countries, sometimes even BTC is banned, yet there are still BTC transactions in these countries. How does it work? Is it easy to sell btc in your country, or to buy something with it? What have you bought, for example? Or what are you planning to buy?

Market research? What for? How do you go about it? Hodl's point is to just save and that's it. Never look at a chart again. Hodl and that's it.

It reminds me of when I bought antshares and forgot about them. When I looked again, the antshares had disappeared from the charts, I thought they were lost. That's the game, I thought. Finally, they had become NEOs at $4 a token. It was pretty cool, I was lucky this time. It was not always the case with several shitcoins.

When you hodl bitcoin, there's no more fear or unpleasant surprises: when you have a dip, you can buy more. If it goes up, you're happy too.

I don't have much luck with lightning wallets I think (I also had a small problem with Breez), I've never had a blank screen when trying to open an application. But yes, this little problem (resolved) has reminded me to store my seeds better, even if I'd never put a lot of sats on this kind of wallet.

You have all the data on the loan and the rest in my first message, so there's no need to imagine scenarios just to say that it's hyper-dangerous and just to write a message. If he had borrowed 50,000 euros in 2017 over 5 years, he would have earned several hundred thousand euros after tax, and that's a fact.

Even in France we're now hearing about kidnapping, recently David Balland, the co-founder of Ledger was kidnapped with his wife for a 10 million cryptocurrency ransom. The father of a French crypto influencer was also kidnapped and found tied up in a safe ...

Please tell me what consequences ? If you hodl 5 years at least, please tell me what consequences ?

Either you believe in bitcoin or you don't and sell in panic. If you stay calm, there won't be any unfortunate consequences (if you've kept your seed safe, of course).

Could you give me examples of smartphone that I could buy instead of mine ?

=> I saw that phoenix wallet can show the seed (like trustwallet), this time I will write it down in case of a new "blackout".

Thank you

Your question is rather curious because an investment is unique to each individual.
A hodler is someone who believes in bitcoin, who converts his FIAT savings into bitcoin and waits until he has a project, for example. But he can also hodl to pass on to his children, to benefit from it when he retires, to buy a house one day...

But sometimes the hodler has to resell sats because he's lost his job or has a big unexpected expense.

The real culprit is the state, which is incapable of protecting its citizens. It's incredible that OP's brother was injured and yet went back to work at the same place as if nothing had happened.

Severe repression is needed, otherwise kidnappings will multiply (which already seems to be the case).