What do you mean they will not mine more coins? What do you think the point of mining is? Bitcoins are a finite "resource," (is that what you mean by the distribution being already set?) but not all of them are in circulation today. Coins have to be mined before they are available (valuable). You can't buy a Porsche with unmined bitcoins. When production of coins increases, the value will decrease as people sell them for real money.

What no one has been talking about is the floodgate of ASICs that are coming online very soon. Miners are going to produce a lot of coins soon. More coins in circulation means lower value. That will burst the bubble, allowing a new set of long-term (stabilizing) investors to get in at a lower price. When is BFL delivering? Crash to follow.

I am an attorney who specializes in international transactions.