It's your discretionary income that you are to use to invest in bitcoin and not your income, because if you use half of your income to invest, what if you are unable to meet up with your basic needs and monthly expenses. It means that you have to sell back the bitcoin that you bought which you can run at loss when selling.

After receiving income and have deducted the money for your monthly expenses and basic needs, the leftover is what you can use part of it to invest in bitcoin through DCA for regular weekly purchases. However, nobody is in the position to tell anyone how much of his discretionary income that he should use to invest in bitcoin. We all know our own financial situation playing around us and our different decisions and target in our long-term bitcoin accumulation journey, therefore, we are in the right position to choose how much from our discretionary income that will can use to invest in bitcoin to keep our accumulation ongoing for 4-10 years and above.

The most important thing is that you shouldn't use an amount that will make you sell your bitcoin before your own time or something that will make use regret in the future for the wrong actions taken.

From this we can clearly understand the importance of Bitcoin. They are constantly buying Bitcoin. Maybe we cannot afford to buy that many Bitcoins at once, but we can buy and hold Bitcoin as much as we can according to our ability. Man can do impossible things possible if they want, so we can also increase our efforts to buy Bitcoin. Where we work for eight hours, we will work for 10 hours and buy Bitcoin with the extra income we can make. It may be that where we work, there is no opportunity to work more than two hours, then we can take out two hours and work in any other field and earn money and invest them continuously in Bitcoin. In this way, we can gradually increase our portfolio by buying Bitcoin. Michael Saylor said that if you fight, you will fight for Bitcoin.

Com'on man, stop making it looks complicating, emergency funds and reserve funds are not to be set aside from your discretionary income because in real sense emergency funds is a must in a man's life, so if you are investing in Bitcoin, you will be removing your emergency and reserve funds from your weekly or monthly income because it's a necessity.
If you remove your emergency and reserve funds from your discretionary income how much do you think will be left to invest with?
Don't you know that if you have a good emergency and reserve funds you might decide to invest all of your discretionary income because you are positive that you have what it takes to cushion the effect investing all of your discretionary income might brings?

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The first coin every newbie should make their priority should be Bitcoin, though it might have it's own positive side but that's not worth choosing Alts over Bitcoin regardless of any reason Bitcoin stands tall against all and it's the best for hoarding, atleast if someone is going into something that involves finance for the first time, they should start with what's less riskier then they can choose to risk into others in the future when they've benefitted much from the other.

 Investing in Bitcoin is not something that someone has to know everything about before doing it, the person mustn't have a degree in certain areas before understanding, merely knowing the basics of what it's all about is enough and you'll gradually understand it better once you've known the basics and practicalise on it, usability is no excuse for newbies nor a criteria for choosing Alts over BTC.

Are utility-based altcoins the real future of crypto?

Where do you see the balance shifting over the next 5 years?

historic data does not guarantee future performances, Everything are all speculations, so even in your predictions you should remember that there is no guarantee on your investment. We are all putting up a positive attitude concerning our investment because we believe that bitcoin would become more expensive and give us profits in the future. Long-term holding plan is good, and the longer you hold, the better profits you tend to benefit, yet everybody has reasons for holding for any period of time,  age factor can still influence holding period, same as health challenges. the younger investor has more possibility to hold for a much longer period than the already advanced ones who may want to soon start living off their investments as their age advances.

I would advise the younger ones to take bitcoin seriously since they can hold for 2 or 3 decades if possible since they are young and can still do other jobs to provide income for themselves while investing into bitcoin and holding for long. Such a youngie who takes bitcoin seriously may even have the privilege of reaching his accumulation target, resetting it and even reaching over accumulation phase long before his holding period terminates and before he gets advanced as retirement age, must have acquired enough that he may wish to live off and still maintain a wealthy and balanced lifestyle well into old age.