What are the reasons, why people use Cash or Credit Cards / ATM / Banks?
* Work offline 100%
* No fees.
* Accepted for Food Shopping & Micropayments
* 0 confermations time
* 0 exchange risks
* anyone is able to understanding of the value of payment
No fees for obtaining cash or using CC/ATM/BANKS?? = so false and obviously false that it hardly merits a response. Of course there are many fees here, both % and flat fee.
Work offline 100% = Not if you are purchasing online, or internationally.
Accepted for Food Shopping and Micropayments = Crypto is clearly more cost effective and efficient for micropayments than cash, you have to be trolling. In Japan people buy groceries with bitcoin all day.
0 confirmation time = False once again, CC's require confirmation time, and bank transfers/wires require much longer confirmation times than bitcoin/crypto.
0 exchange risks? = False again. If you hold more than $250k USD, the additional amount is not FDIC insured, and you are therefore not covered.
anyone is able to understanding of the value of payment = somewhat true, but not fully due to inflation. Look at what happened in Zimbabwe, Argentina, Germany after WWII, Venezuela, and other countries with inflation.
Fiat currencies like $ and Euro lose purchasing power every year, while bitcoin, although volatile, tends to gain you money, not lose you buying power like dollar.
Had to type some facts here to clear up, God Bless