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This is a test of the posting system, had this been a real post it would have been more interesting. However, I will use a smiley.   

howdy, new and looks like I have a lot of reading to do to catch up!

I too am interested in how Bitcoins or other similar units could change currency as a whole.  I don't think it is mainstream enough to see effects yet.  Most of my friends have never even heard of Bitcoins, but at least there are more media stories now.  Side note, the Libertarian party now accepts bitcoin donations, so the visibility of Bitcoins is rising. 

thanks for the info!

This thread made me laugh  

I am new to learning about Ripple.  My question is that with 100 Billion potentially in circulation, how high could they potentially be valued assuming the company is successful?  Bitcoin max is supposed to be 21 million I believe.  Also, I am still confused about the role of Ripple.  Can someone put it into the simplest of terms?  Is it more of a facilator than a competitor to Bitcoin?  Thanks.