Mobiepay ($MBX)

tl;dr

Website: https://mobiepay.io/

FAQ: https://mobiepay.io/faq/

Stellar Expert (Explorer): https://stellar.expert/explorer/public/asset/MBX-GD5ASA7ODHQ2PNI7EXJF2XPEWQDLYNJ4KGIVPE4E5CSQZJ4O7EMJNPPL?filter=payments

Whitepaper (August 2020): https://mobiepay.docsend.com/view/h7uwgpxwvz/d/bmeksdc

Product Explainer Videos: https://www.youtube.com/channel/UCjDHj_B6k1dn6bMntyNolvg

Wallet: https://wallet.mobiepay.io/

Weekly updates: https://medium.com/mobiepay

Roadmap: https://mobiepay.io/roadmap/

Investor Package: https://mobiepay.docsend.com/view/s/h7uwgpxwvz

$MBX is currently listed at Bithumb: USDT/MBX

What is Mobiepay?

MobiePay (Mobie) is being built to be a universal payment ecosystem that allows users to instantly spend or exchange fiat and cryptocurrency directly from their mobile phone to merchants or other users. Mobie will reduce friction in the payment process and give users immediate cash back on purchases. Mobie will be a fast and convenient alternative to cash or plastic and will be integrated with over 500 brands at 225,000 retail locations and online sites. $MBX is designed as an integrated payment token that connects any fiat and cryptocurrency directly to the global retail marketplace. Mobie intends to bridge the gap between cryptocurrency and local currency enabling a revolutionary new payment standard.

Mobie is launching an fintech ecosystem using blockchain technology to redefine payments and rewards, “Spend, send or give cash and digital currency anywhere instantly from your mobile phone”.



With Mobiepay people can use fiat and crypto for everyday purchases, online and in-store at many of the world’s largest retailers. It will allow for cashless and cardless transactions, creating a system that will eliminate chargebacks and dramatically reduces fraud. Mobie is a Stellar Network ($XLM) based token and is designed to be a fast and convenient way to convert any accredited cryptocurrency into ready to spend local fiat currency.
Retail buyers receive cash back on their purchases. Using Mobie products means close to zero fees are levied.

Merchants can offer their customers an innovative ePOS payment gateway. Settlement is in cash and is near immediate, thus avoiding risks of volatile crypto. No chargebacks mean significant savings. Because of this, merchants will have plenty of reasons to use Mobiepay’s solutions, therefore helping with mainstream user adoption through Mobiepay’s proprietary business model.

Mobie's goal is to democratize cryptocurrencies and allow them to be widely used for granular transactions in the global marketplace. This process will help popularize usage and stabilize real-world value. Mobie is also poised to open up a new payment channel and cross border remittances for global consumers that are unbanked.

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Tokenomics



Current Mobie products



Mobies main product is their consumer banking app (available on mobile phones and on desktop pc’s through your browser). With this app you can send and receive fiat and crypto, earn rewards (cash back) and even cross border remittance.

MobieX is a digital asset and exchange app. Because of their fiat-onramp solution in place, they allow users (crypto & non-crypto) to convert fiat to crypto. Only a hand full of current exchange allow for this much needed function (in order to achieve huge adoption) and within the US there are only a selected few.

MobiePay is the ePOS and merchant gateway solution. Combining this with the previous two products, the full Mobiepay suite will offer everything needed to create much needed mainstream adoption. Online merchant platforms will offer a ‘Pay through Mobiepay’ option. In-store you will find Point of Sale checkout devices at the cashier, payment is done with a simply touch of the app. Below a check-out preview:



Team