But I like money and not want convert my money into bitcoin or ony crypto,
I think most people have the same opinion.
Almost everybody likes money.
You don't want to convert, well, don't, who can make you.
Might be that most people are as uneducated about money as you're. It doesn't mean that any educated about money person would quickly rush to buy bitcoins. It just means that an educated about money person can tell the difference between money and not money, and he knows money when he sees it, and is aware of functions of money.
If a cigarette in jail can perform functions of money, it is money. If a bitcoin can perform functions of money at some merchants, it is money. You can't use rubles to buy food in US or Europe, ruble is not money there, but in Russia it is.
With my Credit Cards,
I can buy everything, anywhere in the world in any country, in any place, at any time,
No matter what I have just ruble at my credit card,
this is not the case with Bitcoin
The difference between Bitcoin and the real money is huge, and it can not be more generally comparable, because bitcoin is not money !
If I'm selling a TV at my house during a yard sale, and you come with a credit card, I'm going to laugh in your face.