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The advantage? Sure, if you hit a block, you get the entire reward without sharing. The problem? You might wait years or forever before finding anything with normal hardware.
Solo mining on 'bitcoin' I tried it once and wasted electricity for two months with zero rewards. It's like playing the lottery with your power bill.

 Meanwhile, pool miners as a big group of miner lets say most of them are usually earn consistent payouts.

people have heard of Bitcoin; some invest, but using it daily? I very much doubt anyone's ready for that.
In some countries it's prohibited; in others, heavily regulated with specific conditions.

Bitcoin's too volatile for groceries. Who spends something today that might be worth 15% more tomorrow?
Mass adoption needs simplicity and stability. We have neither yet.  but mightbe stable coin could take over this role if it really happens.

wanted to share some observations on the latest scams making rounds. We've all been burned or know someone who has , right?

Watch out for these trending scams:

AI-powered "trading bots" promising impossible returns (one claimed 1.2% DAILY - yeah right!)
Fake airdrops requiring "validation" of your wallet (they just want your seed phrase)
"Exclusive investment groups" where admins pump tokens before rugpulling
Sophisticated phishing targeting hardware wallet users
Fake "ETF-adjacent" tokens claiming connections to spot ETFs
"Blockchain gaming scholarships" requiring upfront deposits

What scams have you encountered lately? Any close calls or (painful) lessons learned? Share below so we all stay safer.

im really aware about this in the last few months . in some hacker forum they talk about this, more like a rat tools but now on smartphone . I can tell these sophisticated banking trojans are becoming increasingly dangerous.
The most alarming aspect of Crocodilus is its ability to capture authentication codes and screen content in real-time. This essentially defeats the purpose of two-factor authentication, which many crypto users rely on for security.
While it's currently targeting users in Spain and Turkey, these malware families typically expand their reach quickly. The threat actors often refine their techniques in smaller markets before going global.


For staying safe, I've found that device separation works pretty well for me. Even though I sometimes download random stuff from the internet, I never do it on my primary phone where I keep my banking and crypto apps. I use a separate device for "risky business" which has saved me a few times from potential issues.
This approach isn't perfect, but it's worked for me so far - keeping a clean device just for financial stuff and another for everything else. Not exactly Fort Knox security, but it's a practical middle ground that lets me still enjoy downloading stuff without constantly worrying.

Beberapa bulan terakhir, saya mengamati fenomena menarik di kalangan mahasiswa . Semakin banyak anak muda usia 18-24 tahun yang mengalokasikan uang sakunya untuk membeli Bitcoin, bukan lagi ditabung di bank konvensional atau dihabiskan untuk konsumsi.

Generasi Z Indonesia tampaknya memiliki perspektif yang sangat berbeda tentang investasi dibanding generasi sebelumnya. Mereka tumbuh di era disrupsi digital, menyaksikan bagaimana teknologi mengubah berbagai aspek kehidupan, termasuk keuangan. Bitcoin bagi mereka bukan sekadar aset spekulatif,

Yang menarik, Gen Z cenderung memiliki perspektif jangka sangat panjang (20-30 tahun) untuk Bitcoin, berbeda dengan Millennial yang lebih tertarik pada keuntungan jangka pendek. Mereka bahkan menyebutnya "pensiun Bitcoin" — konsep yang hampir tidak terpikirkan oleh generasi orangtua mereka.

Pertanyaannya: Apakah transformasi ini hanya tren sesaat atau benar-benar perubahan paradigma investasi? Bagaimana dampaknya terhadap adopsi Bitcoin secara nasional dalam 5-10 tahun ke depan?

mungkin ada yang punya pengalaman ketemu gen z yang sekarang jadi crypto enthuasuast sekarang . kalau menurut pandangan kalian ke mereka gimana ?

Belakangan ini, pemerintah semakin gencar membahas regulasi perpajakan aset kripto di tanah air. Sebagai akademisi yang juga aktif di dunia investasi digital, saya melihat ada dua perspektif yang menarik untuk didiskusikan bersama.

Di satu sisi, pengenaan pajak 0,1% untuk transaksi kripto dan kewajiban melaporkan aset kripto dalam SPT Tahunan terasa seperti beban tambahan. Terlebih bagi trader aktif, perhitungan ini bisa menjadi kompleks dan mengurangi margin keuntungan yang sudah tipis di pasar yang volatil.

Namun di sisi lain, bukankah regulasi perpajakan ini justru bentuk legitimasi bahwa pemerintah mengakui eksistensi Bitcoin dan aset kripto lainnya? Negara-negara dengan regulasi pajak kripto yang jelas seperti Singapura dan Portugal justru menjadi hub kripto yang berkembang pesat.

Pertanyaannya: Apakah kita lebih baik menerima kewajiban pajak ini sebagai "tiket masuk" ke era adopsi mainstream? Atau justru kita harus mendorong pemerintah untuk memberikan insentif pajak bagi industri kripto yang masih berkembang?

Saya pribadi melihat bahwa kejelasan regulasi pajak, meski terasa memberatkan, justru memberikan kepastian hukum yang kita butuhkan untuk adopsi jangka panjang. Namun tentu perlu ada penyederhanaan sistem pelaporan yang lebih user-friendly.

kalau menurut kalian gimana ?

I think forums should generally let new discussions happen even on repeated topics. When you lock threads just because "we already talked about this," you kill the community vibe.

Tech and crypto change so fast - last year's Bitcoin discussion is already outdated. Plus, new members bring fresh perspectives that would be lost if we always redirected to old threads.
Instead of shutting conversations down, maybe just link to previous discussions while letting the new one continue. This gives context without stifling engagement.
The best forums feel alive with conversation. A bit of topic overlap is worth it if it keeps people talking and sharing ideas. After all, forums are about community, not just being a perfect archive.

When I retire, I want a balance of relaxation, learning, and community. I envision mornings analyzing crypto trends (old habits die hard!), afternoons exploring local culture, and evenings enjoying seaside dinners with friends.
walkable cities, and strong internet infrastructure support this lifestyle perfectly. The reasonable cost of living means my investments would stretch further, reducing financial stress.

maybe i choose any south east asia country instead of europe or america . what about you ?

That said, a solid setup does help. My ideal trading environment would prioritize reliability and redundancy over flashy specs:

Dual monitors (32" is plenty) for chart comparison
A stable computer with good processing power
Ergonomic chair and desk (trading means long hours)
Good audio placement *so everywhere you stay at home you can hear the beep you waiting for


I find some items like premium phones less essential - trading apps work fine on mid-range devices. The key is having systems that won't fail during critical market moments and that protect your mental and physical health during long sessions.

The key difference is that bonds are financial instruments that serve different purposes than direct ownership. They're designed for institutional investors who need regulatory compliance, can't directly hold crypto assets, or want exposure without custody responsibilities.
Bitcoin bonds also offer predictable returns through interest payments, unlike Bitcoin's volatility. For conservative investors or institutions with strict investment mandates, this structured approach makes sense.
That said, you're right that for individual investors comfortable with crypto exchanges, direct purchase is often simpler and more cost-effective.
Different financial tools serve different market segments - what seems nonsensical for one investor might be perfect for another.

They offer decentralization but come with serious risks most people overlook. The key loss issue is critical - once those funds are locked and the key is lost, that wealth is gone forever. No recovery mechanism exists.
Legal recognition remains questionable too - most jurisdictions haven't adapted their inheritance laws to blockchain technology yet. This creates potential conflicts between digital and traditional systems.
The inflexibility of time locks is another concern. Life circumstances change, and unlike traditional wills, these can't be modified once set.
As for tech evolution, Bitcoin has strong backward compatibility, but over decades, access methods might change significantly.
Perhaps the best approach is a hybrid system - using time locks alongside traditional legal frameworks as a backup.

The idea of accepting Bitcoin and other cryptocurrencies in physical stores has both advantages and disadvantages.
Pros: It attracts tech-savvy customers and crypto enthusiasts who actively look for places to spend their digital assets. It positions your business as innovative and forward-thinking. For customers holding large amounts of crypto, your store becomes a convenient spending option without the hassle of converting to fiat first.
Cons: Volatility remains a significant challenge - today's $100 payment might be worth significantly less tomorrow. There's a learning curve for staff, potential tax reporting complexities, and transaction fees to consider.
offering crypto payment options could potentially increase sales, especially from customers with substantial crypto holdings looking for places to spend them directly. Some crypto user and investors specifically seek out businesses that accept digital currencies.

As someone who's been in the crypto space since the early days, I'd say cloud mining in 2025 is a mixed bag.
The legitimate providers you mentioned do offer convenience, but their profitability margins are typically razor-thin when you account for their fees. The math rarely works in your favor compared to direct investment in crypto.
With the market in a bearish phase, mining difficulty hasn't dropped proportionally to prices. Most cloud mining contracts end up being more expensive than simply buying and holding the asset.
If you're strictly interested in exposure without the technical hassle, consider spot investing instead. Cloud mining's main appeal is simplicity, not profitability.

It sounds like you're in a tough spot trying to guide the pastor. I totally get his urgency, especially with retirement looming. It’s great that you’re offering to mentor him, but it’s also important to set realistic expectations. Short-term investments in Bitcoin can be risky, and he might not see the returns he needs right away. Maybe you could suggest a mixed approach? He could allocate a small portion for short-term trading while keeping the bulk in a long-term strategy. This way, he has a chance for some immediate returns without jeopardizing his future. It’s all about balancing risk and reward!

I’ve mainly earned my Bitcoin through freelance work and some trading. It’s rewarding to get paid in crypto for my skills! I’ve tried faucets too, but they felt like a slow grind. Overall, I enjoy the thrill of trading and seeing my efforts pay off in Bitcoin!

for fellow australian citizen . do you have any recommendation best exchange in australia ? im planning to go australian sooner . any answer will really help !

I want to receive money from my buyers in the philiphines . he only uses gcash .
 
but I can't use gcash because it requires local documents and a local number (Philippines).

Do you have any suggestions on how I can receive payments via gcash internationally? The easy one

I really don't know who else to ask. I just remembered that I still filipino community in this forum

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