I am very sure I get it.
The only difference is I see things from an entirely different perspective than you.
You see it from a rose-tinted glass.
Your posts demonstrate you don't have a basic understanding of the platform. I'm sorry you missed out on the ICO... your trolling efforts are making you look like a noob.
Here's a well thought out value analysis of SALT:
https://www.scribd.com/mobile/document/357033648/The-Value-of-SaltThis analysis is such a joke...
Care to offer a reason why rather than just saying its dumb? Fwiw I too thought the analysis was too generous and valuation was high curious as to what you thought was "joke"
I don't say it's dumb, I mean it is too simplistic but sorry I am not going to spend 30min to comment this analysis, just common sense is needed..
Lending Club went public in December 2014 at a $9 billion valuation => Target is not the same, complete different market
Salt will offer a 10,000 dollar loan for a nominal fee of just 10 dollars => You are leaving BTC as collateral, you can lose on both side if market crash hard
Etc...
I have no doubt that if SALT platform is working well, it will be a succes and will generate good incomes for them. But regarding SALT token, it's a different story, SALT are not doing anything to list the token and even refuse and ban you if you talk about it. Most of the time, big exchange ask a fee in order to list it.
Plus, most of the token have been sold at very low price compare to retail price, I don't trust for a minute that they are locked in...
The funniest is people just look at SALT to 100$ -600$, that's the only real thing who really interest them in this type of analysis.