According to some experts, non-cash settlements, having obvious advantages, will soon replace paper money in all spheres of trade. According to the financiers, virtual money has its indisputable advantages: Control - virtual money is easier to track where they are spent and where they are sent, so the risk that the money will go "in the shade" or will be spent on financing, for example terrorism, arms trade - will be minimal. There is no need for continuous printing of new banknotes, since virtual money does not wear out.