What are the biggest difficulties before the widespread acceptance of blockchain

If you were developing in a project, would you participate in a consortium?

What does the formation of a consortium require in the development of blockchain technology? How will this new way of working be affected by changing the way projects are implemented globally. From a method of competition to a method of assistance and cooperation. If you were developing in a project, would you participate in a consortium?

There is a lot of talk about blockchain technology. The creator is defined as a genius, but will this genius not fundamentally destroy the world as we know it. To leave thousands of people jobless and make the division between rich and poor even greater.

Personally, I think that there are still no regulations on the issue of smart contracts. On the one hand, with globalization, the implementation of smart contracts will be possible everywhere. But the synchronization of legislation will be a major obstacle. What if you use a smart contract in several countries.

Hello, please comment on how smart contracts will change the world of finance. How will it affect the use of such contracts.

Hello,
I am writing to you a huge request for assistance. I need to submit a report on blockchain and cryptocurrencies in general. I know, there are people here with vast experience that I would be glad to share with me by answering a few questions.
The report is about university education and aims to make technology clearer to everyone.
Thanks to everyone who will fill out the survey and answer the questions.

https://docs.google.com/forms/d/e/1FAIpQLScN82TCMsL7tbuco7AZ6q_1X_tgtlEo_5Jorb2nS_yC9XdFjQ/viewform?usp=sf_link