Seed phrases is never something to joke with have heard of folk that have lose large amount of money by just losing their 12 keys, one thing one need to always prioritize when come to wallet is your seed phrase or private key , because even though you delete that wallet or you stop that wallet seff you can use that seed phrase to still access your coin in another wallet same for hard ware wallet too , because your hardware wallet can increase the protection of your assets compared to other wallets (like hotwallet and stuff) , but physical attacks like water or fire can messed your hard ware wallet up

Banks can be very frustrating when it comes to running your daily transactions but it all depends on the type of bank that you are making use of. If you are having a hard time with commercial banks then you should try microfinance banks or online banks, so far I have not heard anyone complain about a slow transaction when using these banks. They are fast, reliable and better compared to commercial banks

EFCC Arraigns Bankers, Three Others for Alleged Cybercrime in Lagos.

Honestly I don't buy this instance. They only way I would is if you could provide solid evidence and proof that the said banks are actually in support of crypto my making supportive or enthusiastic moves instead of just make talks about it.
I don't know if you are familiar with P2P trading but there was a time where people were advised to note leave notes when they bought or sold crypto and also to avoid odd kobo values because of the rate at which banks froze funds suspected to be from crypto transactions.

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

- Zenith Bank: Supports Bitcoin, Litecoin, and Ethereum transactions, allowing direct debit from crypto wallets.
- Providus Bank: Offers savings accounts for large deposits and withdrawals, suitable for crypto traders, and partners with exchanges like Quidax and YellowCard.
- Kuda Banj: Allows users to buy and sell Bitcoin and other cryptocurrencies with zero transaction fees, offering budgeting tools and cashback rewards.
- Rubies Bank: Integrates crypto services, providing a user-friendly interface for managing cryptocurrency portfolios and partnering with reputable exchanges.
- ALAT (Wema Bank): Enables buying and selling of Bitcoin and other digital assets, with features like instant account opening and free debit cards.
- GTBank: Offers seamless cryptocurrency-friendly services through its mobile app, allowing users to generate virtual dollar debit cards for online purchases.
- Fidelity Bank: Integrates blockchain technology, providing an online platform for buying and selling cryptocurrencies, and offers secure storage for digital assets.
- First Bank: Supports buying, selling, and holding digital assets, with a user-friendly online platform and secure storage.
- Access Bank: Collaborates with blockchain start-ups, offering digital currency solutions, crypto education, and workshops.
- Stanbic IBTC Bank: Partners with leading crypto exchanges like Binance and Luno, providing secure trading and portfolio management.
- Sterling Bank: Offers buying, selling, and exchanging cryptocurrencies, with partnerships with popular crypto exchanges.
- Heritage Bank: Allows customers to buy and sell cryptocurrencies on its platform, HB LITX, with advisory services for crypto investments.
- Polaris Bank: Provides secure and user-friendly crypto transactions, with a multi-layered security approach.
- Union Bank: Partners with cryptocurrency exchanges, launching its digital currency, UnionX, for various transactions.
- *UBA*: Hosts blockchain conferences, collaborates with companies to bring blockchain and cryptocurrencies to customers.