When things like this happen there is only one entity to blame, the guys running the show. Who else? The government failed this new generation, they will never be able to afford a home. Maybe its by design or maybe its just pure incompetence. Who knows.. we have to live with this and deal with this. I was in the same situation, my parents paid 85,000 for their first house. I paid 350,000. Now new homes where I live start around 800,000.. Times change yet our salaries stay the same. It's the governments fault. You see that failed to govern now we have this situation.