First of all, when I have read this post, I was shocked...you actualy have balls, first to ask people here for contributions, than to put whole thing on hold, right after you have reached your goal 2mio EUR...and than to write comment like this...?!!! This post of yours shows that you are pure amateour...and since your comment is also in one point reffering to me, I am sending you my answer...

Sure, we love anoymous people being pissed off. I will answer your querstions very u........y.

It would be actualy nice to see finaly some real answers, since all your answers and comments are nothing but pure PR, no facts, nothing.

"I can't lose the feeling we've all funded an APP instead of ICO." - this is beyond my understanding, proppaby you are no familiar with ICO's and purpose of ICO's, seriousely dude I will not answer to that.

It seems that nobody who does not totaly agree with you is for you not serious. I don`t have to be ICO expert for noticing that something is wrong here. Maybe I am not ICO expert, but I am expert in field of finance on high level. So I know what I am talking about. And app or platform or whatever - I can`t wait to see this miracle...

"As one of the previous users stated: cant wait to see a 2mio app." - as previous useR (not users, also very credible user may I say) misses the point here, you can read my response to him where he missed it

Of course user, because I am almost only here, who is not member of MR team. Almost everybody else here is just for PR or in some way involved in project. Very credible you say...? You know what is uncredible or maybe better expresion would be hilarious...? That you actualy think, that you will be able to apply for banking licence. Do you really think, that some regulator will give you banking licence when you will tell them, that you want to invest sight deposits from current accounts in cryptocurrencies...? What do you think - that banking bussines is same like playing with this ICO...

"You know, there are specific platforms for sourcefunding, KickStarter to name one." - no shit

There will be a lot of shit for your investors in the future...

"Now, seriously, how do you plan to get banking licence in order to deliver
this merge of Fiat/Crypto services and rest of classical banking services?" - why would we need banking license for first milestone, do your reading

Actual banking licence in not possible to get for this idea, not for any other "milestone". This is the sad reality for you and all investors in your idea.

"You are not a bank, your company is registered as a programing company.
This is quite a leap don't you think?" - glup you got us, read above

Nice answer...how old are you, 15 years...?


" Will you establish a new company? Whats
the deal here?" - if bank needs new company we will establish new company, I suppose you never established a company, it's not a rocket science.

Simple question - how many banks did you establish? Do you know anything at all about banking business....? Sorry, but you have no idea, what you are talking about. Establisihing bank actualy is almost rocket science...

"Now, being an advertising professional with 20+ years of experience" - that makes you credible, for not understanding ICO's, or what did you want to say here?

It seems you like talking about credibility, so let`s look at some real facts, regarding Moneyrebel:
- company established on 27th of June 2017, with  share capital of 17.500 EUR from 6 investors (BTW, mr. Urban, who is very loud here, invested 1.625,75 EUR and ABC accelerator invested 700 EUR). Just imagine, you invest 17.500 EUR, and get 2 mio...
- no employees
- no office, it is registerd on adress of co-founders
- founders don`t want to invest their own money (accept already metioned share capital) - remeber: condition for even starting work was to reach first milestone. They actulay want to open bank, not to invest anything in it.
- no working app or anything else - MR is at the moment only idea on paper. BTW, Moj Budget is/was totaly unusable app...
- crypto arbitrage Kriptel or whatever is this thing called - why the f....can I not invest directly in it? Does it even exist? Well, we have to belive to founders of MR that it exists and not only that - it makes 16% yearly return. Again - why can I then not invest in it? Why do they even want to collect funds through ICO, if they have such great product. Why don`t they just put it on the market...? And at the end - crypto arbitrage is nothing new, new is here only that MR founders are claiming, that there are no risks in investing in it.
- founders of this idea are, let`s say in some way experts in the field of financial consulting for retail clients (although this is also discutable), but with absolutely no experience in developing banking services, not to talk about actualy establishing a bank...
- PSD2 directive, which is one of the main conditions for MR idea to work,  is about to be implemented, they say, but I can tell you from my professionel experience, that banks are not even close to it, if ever.

And on the top of it, as soon as they reached 2 mio, they wrote nice PR for making even nicer excuse, why puting everything on hold.

Should I continue...?

Do I think MR is scam? No I don`t think so, however it would be nice to see how much of collected funds will end on accounts of founders.
What I actually think, is that:
A: founders have already reached their goal and got funds for investing in this crypto arbitrage, since all in all this is the main idea of MR
B: Are actualy not aware, what are they promissing and will sooner or later found out, that they will not be able to deliver their promisses. It would be not for the firts time in this start up ICO scene.

Do you still think, this is good investment...? Good luck with that...

 
Is here anyone writing comments, who is not from MR team...?

So you are claimig, you are different and you have put your ICO on hold? WTF? 
Or is it possible, that you haven`t collected enough funds and have decided to make somekind of reset... No, of course not...

Anyway - putting ICO on hold in PREICO phase is highly unusual...and I doubt that for anyone, except MR team members on this forum, is this positive.
But it seems nobody is really intrested, since there are only few comments...

So, I think, we are now all eager to see app, which is worth 2mio EUR...

People invest - this is your lifetime opportunity, time is running out...

Bla bla bla bla...

Where do they manage milions? They are not investment firm nor they manage any investment fond...so in which way are they managing milions. Through selling insurance policies? Or with financial advices for people in financial troubles? I do not uderstand...?

Behind krypto arbitrage are different people. Anyway - where can I invest in this wonder product, which makes 16% guarateed yearly return...? Nowhere. Why not, if this is such successful product and exists already two years? Why this whole circus, if you could just launch this wonder arbitrage? People would invest like crazy...it seems you have discovered holy gral of investment, since you have covered all three aspects of investment...your arbitrage is guaranteed, higly lucrative and liquid...is this possible...? Sorry but I do not belive in fairy tales.

Everything else is marketing. You can write whatever you want. Nobody will check it. And since ICO is not regulated, you are safe, right?

And talking about implementation of PSD2 - light years away...who called it "end of banking monopoly"?

 

OMG. What is happening here?...PANIC...and you people would like to run your own bank...?

My intention was not to make debate out of this, you people made debate out of my simple comment. Don`t be so sensitive...and again - my point was not to tell people that your officies are rented. This is normal and not I nor somebody else doesn`t care if your officies are rented...OK?

Mr. President, my deepest apologies, you do not have to resign because of me. BTW, thank you for wiki explanation.

But something is now clear here - almost all people who write comments here, are connected. With goal to sell us idea as best idea on the whole world. The truth is, that at the moment is everything just on paper and presentations, which have been prepared in last two or three years.

...

No, I think they are really trying to make this thing work.
But actually behind this whole idea is another group of people with some knowledge about crypto, not these cofunders with officies in Crystal palace.

I am now following this thing for some time and what I do not like here is that they make to big promises. And also that they are trying to make impression like they are much bigger, like they actualy are. I do not think that this group of people is capable of make this promises true. I think their goal is to reach tier one (2 mio), everything else is not realistic. But this is going to be just somekind of app.

But I am sure mr. Urban will log in any minute and give you again some revolutionary news...

Don't be confused.

It is Crystal palace (not glass, I was wrong before) and in this building is HQ (two officies) of cofounders. Their main business is financial consulting for retail clients.

Moneyrebel has no HQ at the moment, since they are waiting if this ICO is going to be successful, befor they will actualy start business.  It is written in one of the comments above. Moneyrebel is only idea at the moment.

Ok. I will explain.

First of all - building on the picture is not your HQ, but your HQ is in this building, actualy two officies in this building - do you understand the difference?

And second - if I put on the picture one building and call it my HQ, but in reality I have just two officies in this building and I tell this to someone on whom I want to make great impression, would you call this honest information...?

Sorry, but this tells a lot about your project and thinking. You want to have your own bank, but in reality you do not have even app yet.

P.S. If I have a flat in apartment building, I can call it my home, but I will not send picture of this building to someone, and tell him, THIS is my home. I will tell him, I have apartment in this building.

...one office in this building, or two...?

I didn`t say rental is bad. Most of companies have rental officies.

People could just get wrong impression, if you put on picture of one big building, like this on the photo, and you write beside it - this are our headquarters.
Not all here are from Ljubljana. That is all.

You are right about name. I was wrong.

Please be honest in your posts. This are not Headquarters of Moneyrebel, nor of cofounders.

This is business building, where confounders have rented office, otherwise in this buliding have their officies a lot of companies and in ground floor are shops.
Located in Ljubljana and called Steklena palača, which in translation means "Glass palace".