The current market for cryptocurrency is immersed in euphoria. All the talk is about how great cryptocurrencies will become, how they will capture the financial market, and the whole world in general. In cryptocurrency, I like the fact that it has an important feature - the possibility of wide participation in their development. If you come to a regular bank and offer to improve the system somehow, then we will most likely be sent. But with cryptocurrencies you can do something of your own - if people decide that they need it, they will simply begin to use it.