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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 06/09/2018, 03:11:52 UTC
Quote from: prinkingle on September 05, 2018, 08:14:36 AM
the only mistake was waiting so long to announce this promising plan but the team are doing constant progress and updates regulary, i'm sure the price will increase soon, hodl

Thanks we are constantly working and constantly taking advice from our community on how to get better and involve them  in every step.

Thanks for the comments.
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 06/09/2018, 03:07:03 UTC
Quote from: kusumadewi on August 31, 2018, 01:17:27 AM
Quote from: brokens on August 30, 2018, 10:31:46 AM
I believe this project will succeed in the future because I see the team working behind it is very enthusiastic about developing Laccoin. how much funds have been collected now and what are the next plans?

PRE-ICO will be start 1 September on KICKICO.. Therefore 0 ETH raised now . You must wait start of PRE-ICO. I hope it will be collected more 450 ETH on PRE-ICO

Yes, we pushed back the date because of some legal issues that needed to be taken care of.

 Now we are live at https://www.kickico.com/campaigns/65988/laccoin

Appreciate the positive comments!
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 21/08/2018, 04:49:15 UTC
Quote from: AndrewBUD on August 19, 2018, 09:46:09 PM
will the holders of the LAC token be able to influence the development of the company and its various important decisions by voting? Thanks for any answer.


We have only made minimal promises on that. The reason being is that more rights move us closer to an equity token instead of a utility token. As of now we can only have voting on vesting periods.

So right now the voting on certain aspects is kept to a low. If we go forward and move towards more of an equity token more voting rights will be given on a range of options.

Thanks for your question.
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 21/08/2018, 04:32:22 UTC
Quote from: ngockhanh.vtv on August 15, 2018, 05:38:59 PM
Any chance project team is making some sort of  interview with team members to boost an investor confidence and to share their vision of maecenas goals?


Good day, we will be doing a weekly or bi-weekly depending on the time youtube live. A live Q & A where anyone can ask us questions. We did one last week and we be live again this week. We will be on again at Saturday August 25th UTC time, 09:30.  Here is the link to last week. https://youtu.be/yn4pzKc8PBg

Excuse the poor quality as always when doing things live something always fails. Murphy's law on that never fails. 
Thanks and hope to answer your questions live next week.

Cheers Thanks for the questions.
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 15/08/2018, 10:21:41 UTC
Quote from: samlaode on August 15, 2018, 07:41:59 AM
Quote from: Laccoin on August 15, 2018, 07:30:48 AM
Quote from: tarolog on August 15, 2018, 12:03:22 AM
when you plan to implement the IOS and ANDROID application. Do you consider other similar platforms to implement your application? I hope all will be good.

 As of now we are only focused on those two platform. If there is a need for a third option and our community wants us to do it we will.

 Thanks for the question.
The answer is to show the responsibility of the development team to the community. This is very good and hopefully the team always maintain it, I think the Laccoin ICO will be successful.

If we don't maintain it make sure your tell us that we are not being true to our goals. As we need to be kept honest!

Thanks for the comment! Enjoy your day.
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 15/08/2018, 10:05:03 UTC
Quote from: 02swhite on August 15, 2018, 09:21:39 AM
this ico has a big potential, cannot wait to this project

Thanks for the comment! Cheers
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 15/08/2018, 09:59:39 UTC
Quote from: Bloczer0 on August 08, 2018, 02:58:59 PM
When you are talking Debit Card wouldn't be easier to start with a Prepaid Card instead?
All 2.0 banking giant like N26 and Revolut have started with prepaid cards.
Do you have anyone coming from the card business?

Thanks!

The plan is to use Debit cards, but both debit cards and prepaid cards offers solutions to our problems. We are not opposed to reexamining the options of using a prepaid card for project.

Thanks for the insightful question.
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 15/08/2018, 09:42:44 UTC
Quote from: rariman on August 15, 2018, 08:50:24 AM
Good project.

Thanks for the kind comments. Cheers Enjoy the day.
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 15/08/2018, 09:40:42 UTC
Quote from: tienvynguyen on August 15, 2018, 07:27:28 AM
Good project

Thanks for the comment. Cheers
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 15/08/2018, 09:39:54 UTC
Quote from: souradip1 on August 09, 2018, 10:38:44 AM
Very interesting project! great company, strong team and good product. I am sure it will be a great success! Smiley

Thanks for the vote of confidence. Cheers
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Topic
Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 15/08/2018, 07:34:19 UTC
Quote from: termion on August 10, 2018, 08:09:47 PM
Congratulations with winning the voting on KickICO. Now the main thing is to prepare well for PRE-SALE, and quickly collect the necessary amount.

Thanks, a lot. We are on the right path. Now it's focusing on the first ico which is the Pre-ico in two weeks!

Thanks for the comment.
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Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 15/08/2018, 07:30:48 UTC
Quote from: tarolog on August 15, 2018, 12:03:22 AM
when you plan to implement the IOS and ANDROID application. Do you consider other similar platforms to implement your application? I hope all will be good.

 As of now we are only focused on those two platform. If there is a need for a third option and our community wants us to do it we will.

 Thanks for the question.
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Topic
Board Announcements (Altcoins)
Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
by
Laccoin
on 09/08/2018, 04:56:36 UTC
    Quote from: Varyg on August 06, 2018, 02:05:33 AM
    How will the user's credit score be calculated?  Will the user have a credit passport?  Will the information be collected from external sources? Thanks for any answer.

    Varyg, credit score will be calculated with a number of factors.  

    • 1) They will have to be a registred users of the LAC wallet
    • 2) They will have to have a history of usage on social media platforms. The more social media accounts we have and can analyze the data we can have an accurate assessment of the person so we can assign a higher credit.
    • 3) We will analyze the sending, receiving and spending habits of people that have the LAC wallets that apply for loans.Government-issued ids will rank higher regarding transparency which will generate a higher score of credit ratings, but we do want to make available to people that dont have government forms of ids.
    • 4) People that pay off loans in rapid fashion will increase their credit rating that.


    Out of all the parts of the ecosystem that we need to get right, it is the p2p loans. As we want people to get loans but be able to handle them and also correctly assess people correctly so they can get the correct loans at the correct rates.

    Thanks for your question.[/list]
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    Board Announcements (Altcoins)
    Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
    by
    Laccoin
    on 09/08/2018, 04:41:44 UTC
    Quote from: starb on August 08, 2018, 06:35:08 PM
    Quote from: Laccoin on August 08, 2018, 08:59:16 AM
    Quote from: starb on August 06, 2018, 01:32:56 AM
    As I understand it, Laccoin will have an index fund.  Who will determine where the investments will be made?  Can this fund provide consulting services to the holder LAC for investment?

    Starb, as we have many members on your team have managed assets before for funds. They will be a part of the team that chooses what low-risk assets and what cryptocurrency assets shall be in the fund. We also bring in another professional from the hedge fund space to help manage the fund.

    We are aiming for as much transparency as possible with the fund. All assets in the fund will be detailed. The positions held will be specified, and we will detail the reasons as to why those particular assets in the fund.  This information will only be privy to LAC tokens holders as the fund will be built for LACCOIN community.  


    Thanks for the question as I particular enjoy talking about the fund and its nature.


    Thanks for the answer. Another question - do you plan to engage in philanthropic activities for advertising purposes, support various developments in LAC? If you will be help pepole in LAC - will be more holders LAC.


    Starb, Yes absolutely! If everything goes as planned, we will make a registered charity for the whole LAC region. We will work with as many governments as we can to make sure we have a positive impact on the area.  This project means a lot to the team as a majority of the group is connected to the region in some fashion.  


    Thanks for the insightful question.   Cheers
    Post
    Topic
    Board Announcements (Altcoins)
    Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
    by
    Laccoin
    on 08/08/2018, 08:59:16 UTC
    Quote from: starb on August 06, 2018, 01:32:56 AM
    As I understand it, Laccoin will have an index fund.  Who will determine where the investments will be made?  Can this fund provide consulting services to the holder LAC for investment?

    Starb, as we have many members on your team have managed assets before for funds. They will be a part of the team that chooses what low-risk assets and what cryptocurrency assets shall be in the fund. We also bring in another professional from the hedge fund space to help manage the fund.

    We are aiming for as much transparency as possible with the fund. All assets in the fund will be detailed. The positions held will be specified, and we will detail the reasons as to why those particular assets in the fund.  This information will only be privy to LAC tokens holders as the fund will be built for LACCOIN community. 


    Thanks for the question as I particular enjoy talking about the fund and its nature.

    Post
    Topic
    Board Announcements (Altcoins)
    Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
    by
    Laccoin
    on 08/08/2018, 08:35:44 UTC
    Quote from: Sairam199 on August 05, 2018, 02:55:46 PM
    Does Laccoin plan to attract venture capital to investing? Since in the current situation it will be difficult to count only on ordinary investors.

    Excuse the delay in the response Sairam199.  

    Our priorities are the Laccoin community first if there are institutional investors that want to come to the "Union of Wealth" fund they would be allowed.  

    More likely we would create a second fund that would minimize the risk of a withdraw by institutional investors. As if they were to pull out it would have adversely affect non-institutional investors and the structure of the portfolio.   

    We have plans to add more than one different kind of investment fund as people have different appetites for risk.

    Thanks for the question.
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    Board Announcements (Altcoins)
    Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
    by
    Laccoin
    on 02/08/2018, 04:35:27 UTC
    Quote from: Varyg on August 01, 2018, 06:29:38 AM
    Quote from: Laccoin on August 01, 2018, 04:34:31 AM
    Quote from: Varyg on July 31, 2018, 07:03:42 AM
    Whom does LACCOIN see as its main competitors? What about main competitive advantages? I hope that the developers already made a market analysis.

    There are a handful of companies that have cryptocurrency debit cards, but there still isn't enough companies doing that.  In regards to our debit cards, there are some companies such as Tenx, Cashaa, Paycent, and Monaco that issue cryptocurrency debit cards. If we take into account our P2P Social Loans and Union of Wealth Fund (Index Fund) with the cryptocurrency debit cards and then add our region of focus for our primary market the Latin American Caribbean region, we don't have competitors.

    Thanks for the question.



    Thanks for answer. Are you planning to create your own exchange for the LAC region? The first step is a wallet, the second is a exchange. In my opinion, quite a logical step.

    Varyg, We have discussed it with our team at length.  If we can get to our third part of our ecosystem the Wealth Fund and it runs how we want it to run, then we will most certainly look at bringing a low-cost exchange to the region. Anything that brings the masses into our community meaning the cryptocurrency world help brings about price stability to everyone. It is a win-win for everyone. Until then we will use other exchanges to do float our token on.

    Thanks for the question Varyg. Enjoy the day.
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    Board Announcements (Altcoins)
    Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
    by
    Laccoin
    on 02/08/2018, 04:25:34 UTC
    Quote from: milomeo on August 02, 2018, 04:19:30 AM
    I will be hoping that there will be a bounty for this project, bounty program is perfect for a project like this one.

    We have a bounty running as we speak. You can find it here
    https://bitcointalk.org/index.php?topic=4508112.msg40591397#msg40591397

    Thanks for the question. Cheers
    Post
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    Board Announcements (Altcoins)
    Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
    by
    Laccoin
    on 02/08/2018, 04:24:42 UTC
    Quote from: mixelalex on August 01, 2018, 05:21:59 PM
    Don't see any links on account in social networks and there is too low activity level. Where can I find chat or something with the latest news?


    Our social media links are listed on the first page of the ANN and our Bounty thread.


    Telegram Group: https://t.me/LaccoinEnglish
    Telegram Channel: https://t.me/Laccoin
    Medium Channel: https://medium.com/@laccoin
    Twitter Channel: https://twitter.com/LACCOIN
    Facebook: https://www.facebook.com/Laccoin
    Bounty Thread: https://bitcointalk.org/index.php?topic=4508112.msg40591397#msg40591397

    All message are broadcast at the same time through all social medium channels. Combined together through all social media networks we have a quality following of 10k.

    Thanks for the comment. Cheers


    Post
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    Board Announcements (Altcoins)
    Re: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund
    by
    Laccoin
    on 02/08/2018, 03:49:45 UTC
    Quote from: Bertram89 on August 01, 2018, 07:49:39 AM
    I love this project, hopefully it will do all it promises. Kudos to the group.


    Appreciate the positive feedback.