Transparency.
I like to gamble on the weekend's. I won, repaid, then lost.
Yes, I am looking for a personal loan again. No, I'm not being fishy. I think I'm being pretty transparent actually.
A lot of people do not want to loan to someone for gambling, for good reason. I would never accept a loan without the lender knowing what loan is for. If I secure the loan, great. If I do not, that's ok too.
Thank you for your comment though.