Gentlemen, Take heed, (tongue in cheek) I believe there is a new business model forming. The days of Henry Ford are long gone. There was a time that to form a company one needed a number of key employees. I guess that still works since I have quite a few of them myself. However , with the advent of the internet, it is now intrinsically possible to build a network of individuals who are not on the payroll to accomplish the work. Networking is the new business model! I have both performed contracted work and hired contracted work with other companies. Regarding funding, there is the visionary, and there is the detail person. If you are familiar with personality profiles, you know that there is a D for dominant personality who usually becomes a boss or manager of some sort. There is the I for influential personality who usually winds up doing Sales. Then there is also the C personality. These are the detail people. They are the ones who make things work. The engineer might build the circuits, but it is the Technicians who make them work. So, Steve Jobs was a D. Steve Wosniak, in my opinion is a C. He represents the detail person of Apple. No one personality is 100% any type and no one personality is better than the other. All are needed in business. All need to learn to balance their type. But my point is, there is nothing wrong with being a visionary if you can make things happen. You can build a successful business on that and capital is projected over different periods, the short, the medium, and the long term. Think too small and you will get what you ask for.