D - for diversity

We all love BTC, don't we? But sometimes we need a little diversity.
Good news for those who don't like to put all the eggs in one basket. Mercuryo added 2 more coins to the wallet.
The absolute winners: ETH & USDT
And that's not all; more coins are coming soon! For now, you can buy, sell, transfer and exchange 3 most popular cryptocurrencies (incl. BTC).
As always safely, quickly and with the lowest fee.

How long have you been in crypto? Vote 

https://twitter.com/Mercuryo_io/status/1159422062894768128?s=20

The next big thing on the crypto cards market




Some projects did a great job so far delivering working solutions for crypto cards.
The market is still immature, and none of the cards is one size fits all. Many cards operate only within specific countries.
Others apply extra fees or require holding project coin to get bonuses.
Merging crypto world with traditional banking services turned out to be a super challenging task, and there’s a long road ahead.

So what is the next big thing on crypto cards market? Is there a service which can offer more?

A product that combines the pros and addresses the cons of the existing ones.
Mercuryo had a crypto card on its roadmap since day one, and now it is about to go live.
We are designing our unique solution to bring crypto payments to the next level.
We will be releasing more information on Mercuryo card in the nearest future.
Stay tuned!

Read more: http://bit.ly/2MDF5Tv

Crypto Exchange vs Crypto Wallet



What is the difference between Mercuryo wallet and crypto exchange ?

Learn more: http://bit.ly/2MFQLVV

All kinds of crypto users can benefit from the simplicity of Mercuryo service and lower fees.
Of course, crypto professionals and those who enjoy the trading process itself will go to crypto exchange to get some adrenaline.
But for everyday use Mercuryo wallet is perfect for fulfilling your crypto needs.
Also, Mercuryo is going to launch BTC card soon to bring crypto to your daily life and allow you to pay with BTC.
Stay tuned, news about the card is about to come out at any moment.

Hello, the fees are 3.95% when you buy BTC, 2.95% when you sell.
When you transfer BTC to another wallet there's no fee (network fee is covered by Mercuryo).

Referrals, Referrals!

Enjoying Mercuryo wallet? Don’t keep it all to yourself  
Sign-in to your Mercuryo account and go to "Invite a friend" section.
Share your referral link and get 0.5% of each transaction of your friends.

Hey Everyone😀 We have enabled cash out to EUR and USD cards for our European customers.

Enjoy quick BTC cash out to your bank card in just a few clicks.

Все еще думаете, как монетизировать аудиторию вашего сайта ?

Интегрируйте виджет, разработанный Mercuryo и дайте вашим пользователям возможность покупать Биткоин, оставаясь на вашем сайте.
Воспользуйтесь калькулятором на нашем сайте, чтобы рассчитать вашу потенциальную прибыль.

Wondering how to monetize the audience of your website?

Get customers to stay on your website for longer?
Receive a passive income risk-free?

Integrate Mercuryo widget and allow your customers to buy Bitcoin right on your website.
Calculate your potential earnings based on the number of visitors

New Season — New Interface! Enjoy updated Mercuryo App.

Hello, it’s us with excellent news — we have updated our mobile App for iOS and Android!

The average smartphone user has roughly 25–30 apps on the phone.
However, studies reveal that the number of apps that are actually used is around 3. What it takes to be within these 3 top apps on your smartphone is a sense of purpose!
Our purpose is flawlessly delivering the one thing your you need most — manage your daily cryptocurrency transactions in a few clicks. With that in mind, we keep Mercuryo app simple, quick and focused.

Here’s what you will find with your new Mecruryo wallet:

• New “Cards” screen

     Manage your cards and navigate easily on revamped Cards screen. Delete and add more cards;

• Top up and Withdraw in one click

     Enjoy new handy Wallet screen.
      Top up and Withdraw in a blink of an eye using shortcuts; also, we’ve added new transactions view, so that you can identify them quickly.

• Tech support has become even closer:

     No more switching between web and app to reach out for help, simply chat with our multi-language tech support right from the app.

• We’ve defeated a few bugs:

     Nobody’s perfect, but we continuously strive for perfection and fight those pesky bugs to improve your user experience.
      If you want to share your feedback, give us a shout in the Telegram group or chat with us in the app.

One of three freelancers accepts payments in cryptocurrency. Still not convinced?

When we think “freelance,” we dream about sitting with a laptop on the island.
But this romantic picture can be easily ruined by anxiety and stress when you have to sort out your payment issues.
Despite many websites like Humans.net or Upwork.com, getting your payment can be a hassle sometimes.
If you are a freelancer, you can recall a few times when you had to deal with delayed payment, money transfer fees, high conversion rates, cost of international calls when you contact your bank to verify the payment status.
Let alone blocked, lost or stolen card which can happen to anyone.

Cryptocurrency eliminates many if not all, of these obstacles and allows both employers and freelancers to save time and effort.
Borders, time zones, and the bank’s working hours suddenly become irrelevant.
Your employer can send a payment anywhere in the world at any time and have it go through within a few minutes.
You can verify transaction status through publicly available blockchain explorer such as blockexplorer.com, etherscan.io depending on the currency you use. Just copy and paste your wallet address.

When it comes to numbers, cryptocurrency transfer can save you considerable amount of money against traditional fiat payment methods like PayPal, Western Union. Understanding the costs of international transfers can be a bit tricky.
The fees may vary depending on the type of payment you’re making, and your country.
If you accept few payments from different employers every month that might cost you triple digits.

To give you an example, let’s say you want to transfer 1000 EUR within EU:

• Western Union:

        Would cost you approx: 2.9 % of transaction amount = 29 EUR

• PayPal:

        Will charge you a bit more 3.4% + 0.35% of transaction amount = 37 EUR

• Bitcoin transaction fee:

        Would be dramatically less — about 4.5 EUR (0.000644 BTC) for the amount equalled to 1000 EUR (0.14 BTC).

However, this topic is not without controversy. Some would argue about the volatility of cryptocurrency and that risky “gambling” sense which is not for everyone. Well, we are not here to encourage you to go “All in” with Bitcoin:) It is entirely up to you whether you hold cryptocurrency in your wallet or cash out instantly and convert it into fiat money.

With Mercuryo, you can exchange Bitcoin to fiat in few minutes and conversion takes place at a fixed rate, so you will hardly experience any volatility at all.

We realize that if you’re new to crypto, it might seem a bit confusing.
If you have questions, our support team will guide you through the whole process and assist you every step of the way.

If you want to do your own research on crypto wallets, make sure you pay attention not only to buy/sell fees but to exchange rates as well.
Some wallets may offer you the lower fee but not the most beneficial exchange rate.
Mercuryo offers one of the most profitable BTC rates and has been ranked #1 BTC wallet according to bestchange.ru — top crypto wallets rating in the Russian speaking community.

Also, you can rely on Mercuryo for your data security.
We use the same information security standards as Visa and Mastercard.

It does take a period of readjustment when you switch to cryptocurrency from traditional methods of payment.
But when you do it once or twice, we guarantee you’d feel like Bitcoin Ninja and never look back.

Mercuryo is the first crypto wallet on Russian market to receive PCI DSS certificate

Mercuryo is approaching another critical milestone in the roadmap — launch of our payment card. At this point, it is essential to make sure that all internal processes and systems are PCI DSS compliant. Serving customers is more than just offering great products and services it’s also about protecting the security of customers card information.

PCI DSS stands for Payment Card Industry Data Security Standard developed by Security Standards Council and adopted by industry giants such as VISA, MasterCard, AmEx.The standard was set up to help businesses to process card payments securely, protect sensitive to fraudulent activities cardholder data and reduce the risk of stealing. This achieves through imposing tight control measures surrounding the storage, transmission and processing of cardholder data that businesses handle.

Many companies would try to avoid PCI DSS compliance altogether and outsource the payment process entirely through a third party. This option, however, doesn’t work for Mercuryo as we are going to build our own payment system and expect the significant increase of transactions later this year. Therefore we are obtaining the highest Level 1 PCI DSS certificate which allows us to process up to 6 000 000 transactions per year.

Also building our own payment system will enable Mecuryo to create cascade payments flow when the transaction is subsequently authorized in a few processing centres to reduce the number of declined transactions.

What exactly Mercuryo does to protect your card payments?

From now on, Mercuryo will have to meet 12 requirements which fall into the six categories below:

1) Build and Maintain a Secure Network

• Install and maintain a firewall configuration to protect data
• Do not use vendor-supplied defaults for system passwords and other security parameters

2) Protect Cardholder Data

• Use encryption to protect stored data
• Encrypt transmission of cardholder data and sensitive information across public channels

3) Maintain a vulnerability management program

• Use and regularly update reliable anti-virus software
• Develop and support secure systems and applications

4) Implement relevant access control measures

• Restrict access to data by business need-to-know
• Assign a unique ID to each person with computer access
• Restrict physical access to cardholder data

5) Regularly monitor and test networks

• Log and control all access to network resources and cardholder data
• Regularly test security systems and processes for potential vulnerabilities

6) Implement, maintain an information security policy to addresses information

• Security concerns. Keep policy up to date

Mercuryo Information Security Officer Alexey Vesnin speaks about our journey to PCI DSS certification:

"To comply with PCI DSS requirements, we went through gap analysis performed by information security consultancy “Advantio”. It took us about six months to address all the gaps and modify our infrastructure and processes accordingly.
One of the most challenging tasks was to ensure we log everything in our systems and audit the logs regularly. This way, we can quickly investigate and prevent any security breaches. As for the infrastructure requirements, our servers are now hosted in a secure location with restricted access and 24/7 CCTV. Any violation of security will trigger an alert immediately.
Besides the technical part, there’s also a major “human factor” when it comes to data protection meaning that we need to train our employees to keep customers’ data safe.
This includes quarterly information security training for all the employees, thorough background check for new employees, tight restrictions as to who has access to customers’ data."

This all has to be implemented into day-to-day business processes.
Apart from that, Mercuryo will undergo an annual security audit by third parties and quarterly network scans to remain PCI DSS complaint.
As a customer, you wouldn’t notice most of the work done to protect your data, but that’s what security is all about. It goes unnoticed when done right.
Stay with Mercuryo and transfer any amount from anywhere in the world!
We do take the “S” word seriously!

Mercuryo has launched a new tool to monetize your website’s audience!

Integrate our widget into your website and allow your visitors to buy cryptocurrency.
You receive a renumeration for each transaction made through the widget on your website.

There are two types of renumeration:
- Minimal 0.5% of each transaction
- 0.5% + whatever you wish to add on top of that, we do not have an upper limit for the partners

The customer stays on your website, but technically all transactions are processed and fully supported by Mercuryo, including KYC and anti-fraud activities.
Business value is obvious: increase your profit at no extra cost, increase Customer Retention Rate.

For more details please check the website.

Mercuryo разработал инструмент монетизации аудитории сайтов

Множество предпринимателей, которые создают информационные медиаресурсы, на ранних этапах уже задумываются об их монетизации. Рекламу в интернете продвигать крайне трудно: пользователь её не любит, а заставить его просматривать платный контент – довольно сложная задача и требует больших творческих усилий.

В целом монетизировать свою аудиторию удается далеко не каждому. Чтобы на счёт владельца сайта начали поступать деньги, необходимо, большое количество посетителей на его платформе, а для этого он должен быть интересен и им и рекламодателю. При этом продавцы рекламы предъявляют к аудитории веб ресурса множество требований, которые должны соответствовать описанию ЦА рекламируемого бренда: пол, возраст, семейное положение, образование, доход, пользование теми или иными услугами, локализация и так далее. Без специальных навыков в области маркетинга и аналитического оборудования такие данные получить крайне непросто. А систематизировать и скомпилировать их может только профессиональный маркетолог. То есть, собрать информацию ещё можно, а вот продать — для многих это всё ещё проблема.

Почему же владельцу сайта, который со своей аудитории «на ты», нельзя монетизировать свой сайт самостоятельно? Специалисты “Mercuryo” утверждают, что можно.

О новом способе монетизации рассказал CBDO “Mercuryo” Пётр Козьяков

“Наш новый продукт «Виджет» позволит эффективно и безопасно монетизировать ваш трафик. Суть виджета проста – мы добавляем возможность продавать криптовалюту прямо у вас на сайте”, — говорит Пётр Козьяков.

Техническую сторону превращения аудитории сайта в доход его владельца комментирует BDO “Mercuryo” Виталий Медведев:

«Существует два вида вознаграждения: «нижняя комиссия», когда мы платим вам 0,5% от каждой транзакции и «верхняя комиссия», когда вы выставляете любой размер комиссии поверх нашей. При этом, ваш заработок неограничен. Если пользователь зарегистрировал кошелек в “Mercuryo” через виджет на вашем сайте и в последствии сделал покупку напрямую через нас, то вы все равно получаете 0,5% комиссии за эту покупку. Вознаграждение начисляется в BTC в вашем личном кабинете. А выводить BTC можно как фиатные средства. Бизнес-ценность очевидна:  увеличение прибыли; увеличение способности бизнеса удерживать существующих клиентов на протяжении времени (Customer Retention Rate)», — сказал Виталий Медведев.

Компании с низким показателем retention — как дырявое ведро. Конечно, можно бесконечно лить воду, чтобы ведро оставалось полным — а можно залатать дыры. По данным «Harvard Business Review», привлечь нового клиента стоит в 5 — 25 раз больше, чем удержать существующего. К тому же, исследования компании «Bain & Company» показывают, что увеличение показателя retention на 5% влечет за собой рост дохода на 25 — 95%.

Пока законодательство в области криптовалюты в России и СНГ ещё сырое, многие боятся иметь дело с BTC или ETH. Представители “Mercuryo” утверждают: их система построена таким образом, что владелец сайта не имеет дело с криптовалютами напрямую. Он просто предоставляет услугу по её покупке, через контрагента. Все риски, связанные с финансовыми операциями несёт “Mercuryo”.

О рисках подробно рассказал Коммерческий директор “Mercuryo” Александр Васильев:

«Вы ни каким образом не соприкасаетесь с криптовалютой и обработкой платежей – мы все берем на себя, включая: работу с чарджбеками; роллинг резерв у эквайера; предоставление биткойн-ликвидности; проведение KYC; борьбу с мошенниками, при помощи специальной антифрод-системы», — прокомментировал Александр Васильев.

Дизайнеры и программисты “Mercuryo” разработали виджет таким образом, чтобы его можно было быстро и легко инсталлировать и кастомизировать под дизайн сайта.

Компания “Mercuryo” создана профессионалами в области платежный сервисов: кофаундерами Win Pay Петром Козьяковым и Александром Васильевым, а также экспертом по мобильным приложениям и финтеху Григорием Вайсманом. География аудитории “Mercuryo” распространяется на Россию, страны Восточной и Западной Европы. Проект решает боль многих криптобирж, которые не поддерживают банковские карты для торговли биткоинами. Раньше пользователю приходилось покупать криптовалюту на стороне, а потом заводить ее на биржу. “Mercuryo” решил эту проблему, разместив на сайтах своих B2B клиентов виджет, с помощью которого можно, не уходя с сайта, купить нужное количество BTC. Бизнес заинтересовался таким сервисом сразу. Используя свои обширные связи в банковском секторе, Петр Козьяков и Александр Васильев подписали несколько десятков клиентов сразу после официального релиза проекта в 2019 году. Совокупный оборот “Mercuryo” от B2B контрактов в данный момент составляет уже более $10 000 000 в месяц.

Можно наоборот, покупатель расплачиваться криптовалютой, а вам —  евро на счёт.