This list of reasons hasn't changed since cryptocurrencies were developed. What makes it special for 2020? I can't find something very new here.

Stablecoins aren't 100% stable in prices and fluctuations are ordinary parts of crypto industry. We must deal with it.

I think this is due to the fact that many market participants buy Ethereum. The price is quite attractive now and if there is a possibility, it is necessary to buy!

I prefer Ethereum at any time of the year) I think that by the end of the year this coin can grow very seriously, exceeding the price levels of the previous year.

I don't think that in the near future, ICO campaigns will end. Moreover, since the beginning of the year they have become more than in the entire 2017 year. Another question is the quality of these companies.

The price of Ripple will only rise if the cryptocurrency market as a whole starts to rise. And this requires a steady growth of bitcoin, as the basis of this market.

The fact that the ICO you mentioned turned out to be a fraud does not mean low quality of ERC20 tokens.The Ethereum blockchain provides all the features for honest ICOs to become a great product.

You need to do the following. First, learn the basics of blockchain and basic coins in the market. Secondly,  study the rules of investments and speculation. I recommend the book " Axioms of a stock speculator."

You should never panic. Only wrong decisions can be born in panic. And in order not to panic, invest no more than what you can afford to lose. It is the best rule I have ever known!

Many people do not believe that the crypto-currency market will recover and move to new growth. And you do not need to believe, just buy more  coins every month for a certain amount.

I look at this question only from the investor's point of view. I am convinced that your investment portfolio should include both ethereum and ripple. Just in ripple I would invest a little less.

I would distribute this amount among the top 10 coins. Of course, most would fall on bitcoin and Ethereum. In any case, I would stick to a conservative strategy as possible.

I think this is an excellent initiative. Now to increase your rank on the forum is extremely difficult because nobody is willing to share merit...

I agree 100%. Cry, don't cry, and it won't help. We need to think about long-term investments that could seriously increase capital. Something like that.

Personally, I don't expect Ripple to make profits in the x100. But last year, this coin at the moment grew by almost 10 times. This, you see, is also a very good profit!

I agree with the assessment that up to 95% of existing tokens will leave the market. But in the short term, you can earn even  on these tokens.

It depends on how profitable this or that ICO seems to me. I am not afraid to provide personal data if guarantees of their correct use are given. That's all.

The question is when exactly institutional investors will start investing in the crypto market. My hypothesis is: this will not happen before the adoption of crypto currency legislation in the US, Russia, China, European countries.

If it is possible to prove the fact of such a bribe, the prosecution can be brought under 2 articles. Payment in cryptocurrency in Russia is strictly prohibited. This is punishable up to criminal liability.

If you look at the annual change in the price of Ethereum, it grew by 1.5 times. And this is despite  market fluctuations and significant drawdown this year!