Many thanks for your questions, appreciate it.
Please find the answers below.

Will the tokens you are offering represent a stake in your company? Will token holders only hold a stake in the smart contract on the network?

We do not plan to set up a legal entity; therefore, tokens actually do represent a stake in the platform (similar to the DAO concept).
The platform and the Insurance fund are in possession of the token holders.

How will the 'investment' committee be selected?

We plan to include to the Investment committee external advisers, founders and representatives from token holders. The committee will analyse and propose investment allocations and the token holders will approve or reject them.

What will be the legal entity that enforces investment contracts if companies the portfolio invest in fail to repay?

We are thinking about setting up a foundation representing interests of the token holders if there are cases requiring law enforcements.

Who are you, what is your background, where do you live?

I am based in London (UK), I am also a founder of E-Coin/Wirex. Some info in available here https://www.e-coin.io/team
Sergey is based in Moscow (Russia). As an IT specialist by education, Sergey specialises in operational and project management of enterprise IT projects. Actively involved in blockchain technology in 2015, Sergey participated as a consultant in different blockchain-based projects.
Next week we are adding slides with details of the entire team.

Where will your development on the smart contract be based out?

The development team is distributed across UK, USA, Russia and Ukraine.

How will new changes to the smart contract be pushed, will your company hold a key that will let you push security changes?

We are discussing this among the team members and let you know our thoughts shortly. Feel free to make any suggestions.

What benefits does Inchain get for making the smart contract?

The platform receives insurance premium and send it to the Insurance fund. A part of the fund will be invested, any extra income will stay at the fund or distributed to the token holders depending on their votes.

Is this considered an investment opportunity and are you advocating for people to invest in your tokens?

That’s correct, our ICO will take place in a month roughly.

Are you raising venture capital to back your company in addition to the ICO? Where would those funds go to? What company, which jurisdiction?

Not yet, we start operations as a fully blockchain-based service without a legal entity.
A part of the funds raised will be spent on developments, the rest goes to the Insurance fund directly.

Have Bitcoiners actually met you or your partner in person?

E-Coin and Wirex have been operational for almost two years, we attend bitcoin and blockchain conferences and meetups on a regular basis.

The company receiving funds from the ICO, what is it and where is it?

As I mentioned above there is no legal entity. Once we made a decision regarding the foundation, we announce the jurisdiction and other details.

Will ICO funds be held in an escrow account providing your company actually produces this smart contract?

Yes the funds will be held in an escrow accounts. Once we raised a minimal fundraising goal, a part of the funds will be spent on platform developments, the second part forms the Insurance fund.

How are you going to avoid legislation?

As we do not have a legal entity, we are not regulated. However, we might establish a company in the future if token holders vote for this. This would also mean that the platform has to be fully regulated. On the other hand, it would create opportunities to insure non-crypto assets and risks.

If you need any translation work done dev I will be here.