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btc or altcoin all carry the same risks. differences in price occur because of differences in coin supply and interest demand. altcoin features are even more complete than btc. but never mind, because BTC is not bad. so choose coins according to your needs and abilities.

Maybe people won't need a bank in the future as they switch to DeFi services. and this has begun to be proven by the presence of many Chinese citizens when dealing with banks, they are dealing with Alipay and WeChat, at least doing this kind of financial behavior without going to the bank. This is proof that the application of DeFi is needed and can develop in the future

Are there any coins in 2017-2018 that have reached ATH, and now the price is above the 2017-2018 ATH again?
yes that's a picture of altcoins, if we measure it by price. If we measure it from how the community is, it will be clearer which altcoins will survive because of a good and loyal community as well as coins that are only Uforia because the community is not clear.

Being a wise investor is not easy, because investors have capital. Moreover, investors who have large capital (whales), with large capital, surely the desire to get profit is also proportional. so the point is not to harm others if you become a big investor. Do not make a  dumping prices, manipulation and fake news just for the sake of making a profit. because basically humans will not be satisfied

In 2018 I only knew Dash, Nano, monero and Neo with coins that had super fast transaction speeds. but actually many are faster than that, because more and more coins are popping up, for example Idna, Ark, Icx if you compare the transaction speed then they could be the winner.

my fear regarding the new crypo is a scam. you can imagine if I have followed the project from the start of its release, believe in the exhange and it turns out that the coin is a scam, then you will definitely regret it

This is just an airdrop, friends, so as long as we don't deposit (money / coins) to them, it might not be a problem. yobbit has its own way of doing advertising. because basically airdrop is free.
if airdrop = must Deposit = scam.

besides being easy, the value of Fiat is also more stable. different from crypto which is very volatile. for example, today the thief gets 1 million dollars, when it is stored into crypto, the next day the asset value can be 0.99 million dollars, because the asset value is difficult to predict.

losing a job is something very hard, especially if it's been a job we've been doing for years. There is a need for further skill upgrades to prepare ourselves for a new destiny. if you decide to join crypto, then there is no must be  lose. I prefer crypto because of the block chain technology, I like fiat because I am used to it and don't rely on internet connections (it feels more real).

even though we are silent, this earth will continue to rotate and life will continue. You defined> 18 visible and observable problems, and we just need to know how to solve them. hope to God is not full a solution, but can be a spirit for our souls to remain optimistic.

Hallo Sir, I hope can hear good news, that this campaign can continue, I want to Join. and this my Profiles:

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BTC Address: bc1qryyn6axf9wl65u8w6yhpgvjye3yl0rgq2q9th8

for now Uniswap is an example of a successful DeFi. so that there are many DeFi with the same theme, Unswap, king swap, swapping and so on. So as long as there are no obstacles, and the community still believes in it, we can still trust Uniswap in terms of investing and exchanging coins.

untuk saat ini Uniswap adalah contoh DeFi yang sukses. sehingga muncul banyak DeFi dengan tema yang sama, Unswap,king swap, swapping dan sebagainya. jadi selama belum ada kendala, dan komunitas masih mempercayainya maka uniswap masih bisa kita percayai dalam hal investasi maupun menukar koin.

It is very clear that Covid is a health project If a vaccine can be produced in <1 year. the vaccine works to stimulate the body to form certain immunity and this will have to pass a lot of testing. so the vaccine is a last resort. but I have more faith in Herd immunity ... because it is proven that Covid patients recover not because of drugs, but because they are given intensive nutrition.

Many invest in a country usually not because of the people who excel in mathematics. but they choose where it is strategic and the production costs are low. for mathematical intelligence it is related to how the individual's career will be, not with the country

for the exchange Binance has been the most popular
ETH
 the value of a coin is closely related to the strength of the application, the network and the ecosystem. the more decentralized one that relies on the Ethereum network, the stronger the ETH token will be. especially after upgrading to version 2.0 we can observe how eth is developing.

NEO
This coin originated in China and has a huge potential that the government will support the blockchain building with this coin. A coin infrastructure full of potential could be the main reason why the Chinese government is also thinking about joining the NEO game. we know that China is the No.2 economic powerhouse that is able to challenge the American economy

in June there was a Protocol 4.0 update when Justin Sun (founder of Tron) announced an upgrade that would introduce privacy features to his smart contract. coincided with the "Golden Cross". instantaneously It tron ​​can increase up to 5% in a day. but if your speculation tron ​​can reach $ 1, it will need more time and other updates. About $5? I wait for that

A good DeFi project for now is Swap. many have copied the model from Uniswap. but it will not be exactly the same. I'm looking for DeFi that doesn't run on Eth, because I know a lot of smart contracts besides ETH.