I will be paying you back 150$, i need the money because i bought something on Klarna and they are forcing me to pay now, i forgot to use "pay monthly" and instead used, "montly invoince" which is not the same thing but i thought it was due to the similar names. I dont really know what to offer as a collateral, i have a youtube account with 910+ subs and over 350k views, recent video is on 8k views, can be resold for atleast 60$, coinbase account, binance etc. I can also show you that i really need to pay for the stuff that i've ordered and i cant return them because Asos has fourteen day return policy and since its a monthly invoince it has been way past that.