I really like BitEsprits idea. It is very innovative and convenient to its users (me, and other crypto currency investors in this case). Despite of the difficulty of getting bank license for implementing BTC/Altcoins-fiat pairs, it is something that major crypto currency exchanges do not support yet. As far as I remember, there is one exchange does. However BitESprit is one step ahead its major competitors if making this happen soon. I will watch this project closely and support if needed