Sorry for not mentioning the source. I will edit it and mark the source.

I agree with you, never thought from this prospective, TBH I myself have been REKT, I did not convert my coins on time and now I am in heavy loss until bitcoin goes back to 9000$. Still stable coins play a pivotal role in saving your funds.   

The posts that you have shared is meaningful and makes a lot of sense, by the thread you shared, DAI seem to be the best stable coin, but I wonder it is not listed on major exchanges like Binance, Bitmex, KuCoin etc.

I completely agree with you, and whatever has happened in the past with USDT reserves, this all can fall down as a house of cards. Meanwhile what are your views with MakerDao, I think DAI is the only stable coin which is decentralised and stable in its true sense.

Many of us are beginners starting from today, if it is your day 1 and you are confused on which wallet to pick, you can refer to this post.

Although I am sure you will find many such posts on the forum, but adding here whatever knowledge I have gained about wallets -

Let's look at the latest and updated list of BitCoin Wallets -

• Ledger Nano S - Ledger Nano S is a USB sized cryptocurrency hardware wallet, The good part is that it can store Bitcoins, Ethereum, Ethereum tokens, and more than 30 other digital currencies. It works like a USB device, which when connected needs the device to confirm the transactions.
• Trezor - Trezor is a hardware Bitcoin wallet which also acts like a USB device, which works on “Zero Trust Approach”, which lessens the third-party compromise. It is one of the best Bitcoin hardware wallets. Trezor is protected by a PIN which provides you with recovery seed if your wallet is lost. It is specifically a Bitcoin wallet but supports many other altcoins. It has an easy-to-use interface and even saves from hacking and thefts by their difficult protection PIN.
• Keep Key - Keep Key secures Bitcoin, Litecoin, Ethereum, Dogecoin, Dash, and Namecoin. They claim to be virus or malware proof, and assets are secured from thieves and hackers. KeepKey is a Bitcoin hardware wallet with advanced security against virtual and physical theft.
• Exodus - Exodus is a desktop supported cryptocurrency wallet which deserves to be included in the bitcoin wallet list. Exodus supports nearly three dozen cryptocurrencies including Bitcoin, Litecoin, Dash, Zcash, Ethereum among the popular ones.

• Electrum Wallet - Electrum was mainly known for supporting Bitcoin and is widely considered to be a trusted software wallet in the bitcoin community. Electrum Wallet is a lightweight and easy platform to store your BTC holdings securely, where the bitcoin wallet sign up is convenient and easy.
• Copay - The Copay wallet was created by Bitpay in 2014 and it was designed to combine high-level security with a host of user-friendly features, making it one of the popular choices for anyone searching for a software wallet.With multisig functionality, Copay enables you to secure transactions by allowing more than one signature, providing extra protection against theft or hacking and also making this wallet worth considering for businesses.
• Armory - Armory is a full-featured software wallet known for its emphasis on security and flexibility. It is comparatively easy to use and compatible with Microsoft Windows, Apple Mac OSX, Linux Ubuntu and Raspberry Pi, which is designed for advanced cryptocurrency users.
• Bitcoin Wallet Blockchain.info - Blockchain.info is a widely known web-based wallet, which was launched in 2011. Blockchain.info claims to have provided more than 23 million wallets and been used for more than 100 million transactions.
• Enjin Wallet - Enjin wallet is one of the most credible wallets in the crypto space that supports Bitcoin, Litecoin, Ethereum, ERC20 tokens, and Enjin tokens. It has one of the best architecture, with a secure keyboard, two encryption, where it turns the mobile wallet like a hardware wallet. Enjin is an HD (Hierarchical Deterministic) wallet, that provides the maximum amount of protection from threats and attacks. It is available for both Android and iOS devices.
• GreenAddress - GreenAddress is one more popular option for bitcoin holders that value security and privacy but is not that expensive as other hardware wallets. Its important features include the security inclusions, such as two-factor authentication and multi-signature functionality.
• Bread - Bread is a popular bitcoin-only wallet available on Android and iOS devices which is a competent BTC Wallet free to download and use, and provides convenient and simple access to your BTC.
• Airbitz - Airbitz (now EDGE) is an open-source mobile wallet available on Android and iOS devices which offers user-friendliness by allowing you to quickly and easily manage your bitcoin. It offers hierarchical deterministic (HD) and two-factor authentication features and can be easily backed up for extra protection.
• Mycelium - Mycelium is a well-established name in the crypto sphere founded in 2008. It is a mobile wallet available for both Android and iOS devices, and this open-source program offers a range of features that make it one of the most popular choices among bitcoin holders.
• Jaxx Liberty - Jaxx Liberty is becoming increasingly popular day by day as it provides a seamless user experience. Jaxx is available on different platforms like Windows, Linux and OS X desktops.
• Coinomi - Coinomi is a popular wallet that supports multiple currencies like Dash, Bitcoin, Ethereum, Litecoin, and many more cryptocurrencies. Coinomi has a user-friendly and convenient user interface, which makes it one of the best Dash wallets.
• Bitcoin Core - This is one of the old yet reputed Bitcoin Wallet, which is recommended on both Bitcoin’s official website on Bitcoin wallet review. The best part about it which makes it unique is that it is secure and unique. If you’re using Bitcoin core than you have to make sure you have enough bandwidth and time because it takes time to download the complete Bitcoin blockchain and it has to sync always.
• Bitcoin Paper Wallet - As the name says, it is the wallet, which is in the form of a paper. That means all your private keys will be stored here, which is kind of risky. But, if you are sure you can store it properly, there’s nothing better than this.
• OPENDIME It is the world’s first Bitcoin stick wallet which is a small USB like object that allows you to spend Bitcoin like a dollar bill and acts like a read-only USB flash drive. It is compatible on any computer, laptop, and phone. That makes it one of the best Bitcoin Wallets. It is comparatively cheap and very easy to use bearing all the security features. It also has an easy verification chrome feature.-  
• Strong Coin - This wallet has its own uniqueness for being a hybrid wallet wherein you and the server can hold the encrypted keys that allow access to the wallet. It stores an encrypted version of your private keys online but decryption happens in your browser. For security reasons, you should always backup up your wallet.
• Bitpay Wallet - The BitPay Bitcoin wallet can be used for both desktop and mobile and is available for Android, iOS, Windows, Linux, and MacOS. This wallet solution was first released back in October 2016 and is built on top of the Copay platform. This has now started supporting BCH as well. It provides an easy way to keep and expand Bitcoin.
• CoolWallet - CoolWallet is a hardware wallet that looks like a credit card. The Coolwalet card is a very slim electronic device that generates and stores your private keys on it. It can connect to any device that uses NFC or Bluetooth technology. It is started in 2014. They claim it as the first mobile hardware wallet.
• imToken Wallet - imToken is the world’s largest Ethereum digital asset wallet, with currently 6M users that produce ~10% of all Ethereum transactions on average. Apart from Ethereum, imToken wallet can be used for Bitcoin and EOS as well in version 2.0 of the wallet. The user will have the full control of their coins if they are using imToken wallet. They also provide inbuilt DEX support for in-wallet exchange of coins.

Source - https://coinswitch.co/news/top-22-best-bitcoin-wallets-2019

The market is dumping currently, and all of us are trying to save our funds, one of the best ways to not get REKT is to convert your cryptocurrencies into the stable coins.

This post is a brief about stable coins - A stablecoin is a new class of cryptocurrencies that attempts to offer price stability and are backed by a reserve asset. Stablecoins have gained traction as they attempt to offer the best of both world’s—the instant processing and security or privacy of payments of cryptocurrencies, and the volatility-free stable valuations of fiat currencies.

This information might be a common knowledge for many of you, where you are using stable coins for trading everyday. But I am assuming a good no. of people do not know about the basics, technical and lacks the core information about them.

• USDT - Tether (USDT) is a cryptocurrency with a value mint to mirror the value of the U.S. dollar. The idea was to create a stable cryptocurrency that can be used like digital dollars, but on 14 March 2019 changed the backing to include loans to affiliate companies.
  There has been a lot of controversy around USDT, which is they claimed to have got their security audit done, tether claims that it intends to hold all United States dollars in reserve so that it can meet customer withdrawals upon demand, though it was unable to meet all withdrawal requests in 2017.  Tether purports to make reserve account holdings transparent via external audit; however, no such audits exist. In January 2018 Tether announced that they no longer had a relationship with their auditor. The value of USDT as the say is not stable, and it keep varying. You can see the following charts for that -
  
  
  
• USDC - USD Coin (USDC) is a type of cryptocurrency that is referred to as a stablecoin. You can always redeem 1 USD Coin for US$1.00, giving it a stable price. Each USDC is backed by one US dollar, which is held in a bank account.
  
  Price of USDC Coin -
  
  
  
• PAX Token - The PAX token aims to solve the stability issue by being linked to one of the oldest, most stable and well understood assets around: property. The purpose of having the value, stability and security of tangible assets behind the PAX token is to instill confidence and help counter the volatility seen in other cryptocurrencies.
  
  Price of PAX Coin -
  
  
  
  
• DAI - Single Collateral DAI(SAI) and Multi-Collateral DAI(DAI)
  
  If you see the charts DAI is one of the most stable coins present -
  
  
  
  You can convert your Bitcoins to DAI using CoinSwitch Exchange - https://coinswitch.co/coins/bitcoin/bitcoin-to-dai
  
  

Hi, I have updated the list with more wallet articles, please check them out. Thanks.

Yes this is an upgrade only update, there won't be any new coins generated. Indeed Monero should have higher value. TBH what I have understood in past two years in crypto that, the value of a coin has got very less to do with the actual use case it is solving. But yes hoping for monero to gain good traction in near future. Kudos.

Hi, you can refer this link to get info on NEO Wallets - https://coinswitch.co/news/best-neo-wallets-2019

Sorry, but what I am understanding from your title is you were asking for no. of confirmations and you did not get a clear response from them, and because of that you faced issues. First of all as per my info all exchanges including binance, hitbtc, coinswitch, even decentralised exchanges tell you the no. of confirmations needed therefore it is not a crime.

But I am curious to know that what could be the reason that someone is not willing to disclose the no. of confirmations, since this is an open information available on blockchains for specific coins etc.

I do understand that banks are charging more money for administrative work, and salaries, and other day to day operational expenses are there. And they are also providing us various other services etc.

Now what I want to say is, At least In India, how does it happen is banks, are giving an interest of 4% annually on my money, and if someone wants to take loans they are giving it on 10 - 12% interest rate, which is a lot of money. So they already are making so much money, and for every small things, like transacting from ATM more than 5 times in a month, they will charge one time fee, and even for this small seal and stamp work they can charge, but not cheat or scam. In the current state it is all `we decide the rule of the game`

Thanks for referring me to the article, but I have a decent understanding of how to keep the coins secured, and I also own a ledger NANO S. What I am referring to is the financial systems, and how they are monopolised badly by banks in the current state. Indeed there are flaws in the existing blockchain ecosystems also, but they can be worked upon.

I do not know what country you are from, how does it work in India is, Banks give you interest rates of 4% annually, but if someone wants to take loans from them, they charge 10 - 12% annual interest. So they are easily making, 6-8% and even if there operational cost exists, banks are easily making a lot of money that too by saying they are securing money.

Also there is one more thing that I want to mention you, banks are highly in- secure and in the recent past in India there has been three big scams, one of Yes Bank, another of PMC Bank, and another of a bank, who got scammed by a fraudster called neeraj modi, a diamond merchant who took away 800 Cr, and flew to EU.

Ohh yes, I think even if one superpower country amongst, China, USA, Singapore, comes up with full acceptance of cryptocurrencies, others will be pressurised to legalise it, once the law comes, then use cases and adaption will automatically rise on top of it. Let's wait and watch, and meanwhile, let us all HODL!! HODL!! HODL!! HODL!!

Many of us have these queries, therefore I am creating this thread, I am adding the platforms I know of from where you can buy cryptocurrencies using your prepaid cards and credit card/ debit card.

Although I am associated with CoinSwitch, but I will tell about the aggregation service they run, from where you can compare the prices offered at multiple exchanges and trade at best rates. There are primarily two platforms which are listed on CoinSwitch to buy coins using Fiat.

Simplex Exchange
Simplex are a service, they provide around 14+ coins, you can refer this link to buy using simplex - https://payments.coinswitch.co/

Restricted countries for Simplex -
Afghanistan, Bahamas , Botswans, Cambodia, Cuba, Democratic People's Republic of Korea, Ethiopia, Ghana, Iran, Iraq, Kyrgyzstan, Lebanon, Pakistan, Serbia, Sri Lanka, Sudan, Syria, Trinidad and Tobago, Tunisia , Yemen , Panama.

Restricted USA States for Simplex - Georgia (GA), New Mexico (NM) , Hawaii (HI), Washington (WA) , Oregon (OR) , Vermont (VT) , Florida (FL)
Alabama (AL) , Washington (WA)

Indacoin Exchange -

Indacoin supports many small currencies along with leading coins like Bitcoin and Ethereum, You can buy coins via Indacoin using this link - https://coinswitch.co/app/exchange?from=usd&to=btc

Indacoin Doesn't support the below countries-
Afghanistan, Algeria, Angola, Antigua and Barbuda, Bangladesh, Bolivia, Bosnia and Herzegovina, Botswana, Cambodia, China, Cuba, Democratic Republic of the Congo, Ecuador, Egypt, Eritrea, Ethiopia, Gambia, Ghana, Guinea-Bissau, Guyana, Indonesia, Iran, Iraq, Ivory Coast, Japan, Kyrgyzstan, Laos, Lebanon, Lesotho, Liberia, Libya, Macedonia, Malaysia, Mali, Morocco, Myanmar, Namibia, Nepal, Niger, Nigeria, North Korea, Pakistan, Papua New Guinea, Qatar, Republic of the Congo, Senegal, Sierra Leone, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Tanzania, Togo, Trinidad and Tobago, Uganda, United States, Vanuatu, Vietnam, Yemen, Zambia, Zimbabwe


Therefore you can compare the prices offered at Indacoin and Simplex using CoinSwitch Exchange and trade at best rates - https://coinswitch.co/ [/list]

Did you get the answer of this? Even I am searching for such a platform who sell bitcoins without ID. I strictly do not want to buy from LocalBitcoins, I am scared of being cheated by a scammer, who can give me coins which he got access of by doing fraud and stealing.

I currently buy from coinswitch, moonpay, simplex and indacoin. I find them all good.

Monero (XMR) is one of the top 15 cryptocurrencies by market capitalization, which has never lagged behind in terms of innovations and technological advancements. Monero has been suffering for a long time now because of the mining profitability hullabaloo. The CryptoNight algorithm that was being used in the past was considered ASIC (application-specific integrated circuits) resistant for a really long time, till the very first Bitmain miners were developed for the CryptoNight algorithm in 2018.

As a result of which, the Monero developers had to make certain modifications or changes to the mining algorithm, which led to a massive crash of the hashrate. As a result, the XMR community has come to an agreement that Monero would have to go through a change in it's Proof of Work (PoW) algorithm, to make the network resistant to the ASIC miners.

To brief it out, ASIC miner is a specific kind of hardware designed for mining with a specific kind of algorithm, which is much more powerful than the conventional CPU or GPUs. Hence, ASICs are considered widely to contribute to the centralization of the network. Therefore, the Monero community has reached a consensus to undergo a hard fork on November 30, 2019, at block number 1,978,433. (Monero fork schedule)

The Monero hard fork schedule is broken into three parts, whose graphical representation looks something like this:

October 24 - Code freeze
October 31 - Targeted v0.15 release date
November 30 - Network upgrade

Major changes that will come with the upcoming Monero fork creation:

#1 RandomX Mining Algorithm To Be The New Ray of Hope
RandomX is the new Proof of Work (PoW) mining algorithm, which will remove the ASICs from the XMR network, completely, and even remove the issue of botnets and Monero mining malware. RandomX would replace the CryptoNight algorithm on November 30, 2019, and will move to public testing on the official XMR network. As a buffer, to make this process successful, on October 24th, 2019, the codes were already made to freeze. All the tests were successfully completed and verified by four audit teams.

Along with optimism, there was certain criticism faced by the community as well. Some were vocal about the initial low hashrate followed by increasing hashrate, and potential attacks and double-spending.

#2 Long Payment ID To Be Phased Out
The Long payment IDs would be phased out to improve user experience and privacy, and at the same time reducing support work for exchanges and services. So, the services utilizing long payment IDs are being requested to upgrade to either subaddresses or integrated addresses as soon as possible.

#3 Transactions To Require At Least Two Outputs
After this hard fork, the transactions will be needing at least two outputs to improve data protection and security.

#4 Ten Blocks Lock Time To Be Enforced On The Protocol Level
Now, after the third Monero hard fork, ten blocks lock time, which is approximately 20 minutes, will be enforced for the incoming transactions on the protocol level. This will also increase privacy not only for the users but for the whole network.

For The Users
A user, service, merchant, pool operator, or exchange should run CLI v0.15 or GUI v0.15 as mentioned in various blogs.

Now, if you are using a third-party wallet, you need to:

Paper Wallet
If you own a paper wallet, you don’t have to do anything. But if you want to restore a wallet after the scheduled network update, you use the v0.15 software.

MyMonero (Web)
Again, you don’t have to do anything, as this is properly upgraded in advance of the scheduled upgrade.

Third-Party Desktop Wallets (eg: MyMonero)
No changes to the transaction format need to be done. Just the backend software needs to be upgraded by the wallet servers.

Mobile Wallets
-Mobile wallets like Cake Wallet, Monerujo, X Wallet, and Wookey, utilizing a remote node, need to release their new version to stay compatible. The users need to upgrade to this new version.

-Mobile wallets like MyMonero, Edge Wallet, ZelCore, Coinomi, Guarda Wallet, and Exa Wallet, utilizing a light server, just need to upgrade their backend software.

For The Pool Operators
Solo Mining
This is similar to the upgrade process for CLI and GUI.

Pool Mining
The pool operator should upgrade to the new version. Additionally, you should update your mining software to the latest version, which includes code to accommodate RandomX algorithm.

Exchanges Supporting Monero November Fork
There are various exchanges that have supported XMR in this upgrade, as they think this is for better privacy and security for the network. Let us check the exchanges supporting:

#1 KuCoin
KuCoin has recently announced that it will upgrade the Monero deposit address. To ensure the smooth release of the upgrade, KuCoin will close the XMR deposit service temporarily at 12:00, November 11, 2019 (UTC+8).

We will update this as and when new announcements by respective exchanges come to the picture.

Content source : https://coinswitch.co/news

Let me tell you few very imp points if you really want to boycott, any of these monopolies based businesses what should you do?

• First of all stop using Facebook, I deactivated my account 2 years back, and have never turned back to it.
• Let us run a deactivate facebook campaign, once these guys loose a control of the shit the are doing to us, they will automatically break down

I recently went for USA Visa interview , i.e I applied for a business visa.

For the purpose of VISA, I needed the documents to show my bank balance, therefore I went for getting the bank statement sealed and signed from bank authorities. I am from India the bank in which I have account are one of the best banks in my country.

Now first I took out print out of 6 months statement, then went to bank physically, then the real pain started, they told me to put a seal and sign on my Bank Account Statement, they will charge 100 INR for one month's statement, and I felt cheated, I felt these guys are in a business of monopoly, for my money, my account, they are charging money from me just to authenticate that my balance amount is right.

We surely need crypto currencies, and do not need anyone else's validation to proof that we have our own money. More and More Power to BitCoin.

What steps I am taking to make people aware of the power of bitcoin, and cryptos?

• Helping them buy their first Bitcoins
• Making the understand the power of bitcoin hash power.

Hi Zuree, Can you please write on partnership@coinswitch.co regarding this.Our concerned team will get in touch with you.