Well, you can't apply same logic to XRP, however it is the top 5 coin by market cap, but it is going to die sooner or later.
You can tell by comparing its 5-year chart with any other top 10 coin.

When market will settle down - like 10 hours later it was 10 gwei or something.
Same thing happened when UNI was dropped

So, I see 2 basicly opposite variants of whats going to happen - one of them you've descirbed already, the other one is basically same thing, but it will almost kill usa's economy and usd too.
However, whether its going to be first or second outcome I can clearly see that crypto market will only gain power from it.

For sure they were trying to not let everyone know about it, because every other one would register 10+ accounts just to get "free money" which are originally intended for real community members                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

So I'm hearing from that ultimately ethereum is the only one that can engrave itself and sort of give out the lead to competitors.
Otherwise, there is no such company to really compete with ethereum on its current level

I've been using your wallet app on my phone for a while now and it works just fine for me.
However, there are certainly some issues with desktop app (i have win 10) - I've tried to restore it with my seed phrase which I re-checked several times and I still get 400 error.
Didn't find any information about it in your FAQ. Its not a big deal, just wanted to let you know if you're not aware of that

I mean it was affected, you can clearly see on most of crypto/usd charts that market grew a lot since the pandemic started.
Moreover, crypto affected world economy in a very positive way for many developing countries in south america and africa especially

I didn't hear someone using it literally in years, can't say much on wallets.
There weren't much updates on it either, I haven't seen single article about ltc in months.
I don't know what drives ltc dev team because they're in much better position than most other alts

Its one of the most important crypto trading rules - do not hold funds on exchange account, no matter how secured the service is.
I'd say its mostly not worth it to hold there for more than hours, you definitely can find multi currency wallet to trade with it safely

I am incredibly glad that I have bought some diverse projects during march/april's market dump, so am going to be in pretty awesome position with more than pleasing profits

Unfortunately, bitcoin at the moment is nothing but a store of value.
You can buy something with it and it is adopted by some businesses, but we all understand that apart from lightning network it is a high fee slow transaction coin.
There are many others more usable coins and tokens out there that deserve attention

If you have a chance and a will to attend there - just do it, no one will do it instead of you
unfortunately, there are countries where racism is not legal, but it is socially appreciated and thats sad

I'm not quite sure, but it seems logical to invest in some high risk altcoins because demand for crypto is higher than it was back in the days after 2017 peak.
I don't think we'll meet bear market anytime soon. If quarantine will be prolonged - more people will invest in crypto because they'll be afraid to lose value of fiat.
But If quarantine will end now completely - people will have enough funds to regularly invest in crypto again as it was before corona

most of small and medium sized businesses are going to close and won't be open in next year at least, because  rent payment is going to be higher for sure.
most of human population will have 0 saving and/or credit debt which is going to lower their purchasing power (dead small businesses once again).
unfortunately, criminal activity will increase everywhere.
If we're going to be kept like this for another 6 months I believe we will have to work this out for 2 years at least

Especially right now I mean last couple months while all skin traders and crypto traders are active and trying to make best out of this lockdown situation.
People do treat everything here not like an investment

It reminds me of articles about "dirty" money being laundred with crypto is a bad thing.
Crypto is just another way to store/make/move money around the world.
Yes people do play, gamble and etc etc so they will use any valuable currency to do it.
Yes people do steal, hack and etc so there will be crimes with crypto involved (as well as fiat).

overall US govs has been cheating all this time anyway - they have printed money so they inflated all funds of holders outside of the US, and then gave these printed money to the citizens
economically thats tricky, not cheating really, but we all know it is

Moreover I think every alt plays huge role in overall developing crypto world of the future. I mean most of alts are just bad experiments and we can only reach great results by testing out what works and whats not
If we delete all alts - we'll lose track of our past experience so that would be a huge leap backwards in terms of crypto industry growth

They might pay people 'til this day, however the service itself lost any point/meaning to users so can't say anything good about them
moreover there was this story about them being racist, that was last straw for them imo

There is no one who would call it a bad thing.
However, in order to 1) learn a lesson 2) to withstand mental stress from quarantine and massive human losses we have to stay strong and stay positive.