So much FUD on the last pages.

When XRP hit 3$ we heard insanities like "XRP to 1000$ Q4 2018 !" (seriously man ? I'm a newbie too but I fucking did my research before investing, if you can't do math, get out of Binance),and now that it's "crashing" -compared to 1/2 weeks ago, if you look at the price in december you'll see it's really not that bad- people are saying XRP is over blablabla

This crash is due to people FOMO that has been built the last couple of weeks (I was a victim of it myself, bought from 0.47$ to 2.95$, even if i NEVER trusted the rumour about Coinbase XRP's addition which was based on NOTHING but hope) but -breaking news !-, XRP's purpose and evolution hasn't changed !

It's still hella fast.
Transfert fees are still hella cheap.
CMM's exchange launch is still planned TOMORROW.
It's still one of the most useful coin ever.


For everyone that didn't do any research before investing and don't understand that XRP is an investment for the LONG-TERM (and no, 2 month is not long term), please sell all your XRP now, you won't have the guts to hodl them long enough. Also, please do it today, I can't wait to buy a shitload of XRP at 1$.

I'll hand you a tissue when you'll come crying to my mansion's door when I'll sell in 2023.

Well, it is (escrowed):  1B XRP are released on the market each month, I've seen it this month and in december also (don't know about before that, as I didn't knew about XRP before early december.

The difference between XRP and fiat is that Ripple or anyone can't produce any more XRP than today's supply. If anything, the total existing amount of XRP is slowly decreasing over time as a tiny fraction of XRP is destructed with each transaction (even if the XRP destructed each day is really meaningless, and doesn't really impact the market, it could be increased later, but I'm not sure it will have a significant impact even in the long term)

I don't confuse them at all, though I do believe XRP will be used by banks if they start adopting the ripple protocol. Simply because it's the most logical choice from a cost perspective.

You can't compare bitcoin to gold. BTC is way more volatil. Gold is considered a safe value, BTC price can rise or drop by 20%+ overnight. Also, what I mean is it does not have a REAL-LIFE utility. Sure, you can earn some bucks investing, but that's all.

Also, the anticapitalist speech I hear coming from people that speculate on Altcoin/Bitcoin makes me smirk a little. Like, if you trade or hold cryptos to sell them someday and make profit, then you make money out of your capital, not your work. I don't see in what it is different than what banks do. (I don't judge, I do it myself, and I consider that the risk you take with your own money partly justify the earning -even if it doesn't justify earning that much money in my opinion-)

What people that are in the game for a long time seem to fail to see it's that, at the end of the day, it's not about the philosophy behind the coin, it's about its real utility and, for the investor, it's about the money you can make and the risk you take . If it wasn't, there woudn't have so much shitcoins outta here.
People that are coming in right now are not here because of the philosophy behind BTC. People in general don't really care (95% of people don't even know what BTC really is) and I think you have to take this new wave into account if you don't wan't to get burn.

Thinking that BTC is going to change the world is a utopia. I'm not betting my money on unrealistic dreams. My children probably won't be freer than I am, but I certainly will be able to feed them and pay for their studies. That's a start.


PS : sorry for my probably poor english, I'm french and tired :p

Already heard before.

60% that are mostly ESCROWED. (I'm tired of saying it again and again and again)
Paid nothing but they created the token and are the ones working for XRP to be accepted by the banks and all. if it becomes widely accepted and allow people to send money all accross the globe with close to no fees, they do deserves to end rich and honestly, I don't mind.

I will pass on the old "bankers are bad, bitcoin will free the world" speech. BTC is useless in real life. XRP is faster, cheaper, and solves a real-life issue. There is a strong possibility it surpasses BTC in Marketcap before Q1 2019.

Days like today are a great opportunity to buy.

Good luck to you too anyway

1. XRP +++, I'm soooo bulllish on XRP for the years to come
2. ETH, can't go wrong with this one
3. LTC, cheaper and faster than BTC and ETH, I actually use it to transfert my money from CB to Bittrex
4. STRAT, much space to grow
5. IOTA ? Still didn't buy as I am doing my researchs, but seems promising
 

Shhhh. Go play in your room. The grown ups are talking.

I don't think it's a bad idea. Well, don't tranfert ALL your bitcoins, but 50/50 doesn't seem absurd. At least for January, where there is a strong chance for XRP to continue to rise.
In my opinions, a lot of people here value BTC more than XRP because they are biaised by the ideology behind it. "Bitcoin is freedom, Ripple is the ally of the ugly bad bankers". Man, who cares ? XRP is faster and cheaper than BTC, it has a REAL utility and banks are starting to show their interest. BTC is a dinosaur in comparison.

I'd say it depends on your profile as an investor, as well as your goal :
- You want to put your savings somewhere else than in the bank so you can have better profit on it, while increasing the risk as less as possible ? => diversify
- You want to try to earn good money via altcoins and those 500$ are what you're willing to loose and you consider it as "part of the game", quite like playing poker. In order to earn more, you are willing to go all-in and perhaps loose those 500$ => choose one of the coins that have the most potential and invest the 500$. Choose a goal (x1,7 ; x2 ; x3,...), write it down and STICK TO IT. Sell half of it/all of it, when it reaches that price and invest in 2/3 other coins with your gains.
- You have 500$ right now but want to inject more in the following months (like me)-> choose one or two coins for now and diversify as soon as you inject more.

In any case, always do researchs on the coin(s) before investing. Be critic.

Thank you for your answers, guys

Kraken is lagging a looot lately and I can't even think of putting my money there.

I bought some more etherum on coinbase via debit card a few days ago and a few more via SEPA  (takes longer but at leat I'm less influenced by FOMO), I guess I'll have to wait for the market to calm down a little to pay my BTC "the fair price".


Paypal fees are quite expensive though, aren't they ? Never used Moneygram before but I'll have a look, thank you

Hey guys,

I saw a lot of people praising XSPEC lately, most of them being newbies.
Which makes me wonder : is it just people noticing the potential of the coin and trying to spread awareness after investing themselves, or could it be a bunch of people trying to build FOMO via multiple accounts before dumping ?

Doing my research before actually buying some

Hello guys,

Newbie here, almost joined the bitcoin train when BTC was 200$/u, a few years back. Didn't do it, one of the worst mistakes of my life, perhaps.  

Anyway, jumped in a week ago, almost on impulse. Bought 700€ via Coinbase and tried day trading, failed. Had my money back, and even more, thanks to XRP (holding 1085 XRP right now). Quickly decided to become a hodler.

I want to inject 700-1000€ more, now that I understand a bit better how all this works.

My problem is, I don't want to buy via Coinbase, because the fees via credit card are so high, but everytime that I try registering on a trading exchange that sells bitcoins for EUR (such as GDAX), I can't because there is too much registration demands (probably due to the increase in Bitcoin's popularity, I'm not the only newcomer ).
I could buy bitcoins on coinbase by SEPA but I've read that the transfert can be very long and, as I aim to buy altcoins that could go up in the near future (STRAT, WAVES and co), I'd like to have my fund as fast as possible.

Do any of you know a website where I could buy bitcoins quickly with, let's say, about 3% fees ?

Thank you in advance and more than everything, thank you to the administrators of bitcointalk, I would have never been able to learn so much about altcoins in a few day if it wasn't for this forum.

Merry Christmas/ Happy Hanukkah to everyone  


PS : Please forgive my English, I'm French, but trying