It's been said that XRP is centered, about believe it or not depending on where we look at it,
If you look at the benefits, maybe many have benefited from this XRP but remember this project is centered on the BANK,
When viewed from a crypto basis, XRP is not in accordance with the characteristics of crypto because it is centered on BANK, so I don't think it deserves to be called crypto currency ,, maybe just ordinary digital products that are traded ,,,,