You might want to re-think that. I used to think the same. But then realized this coin is just a trading coin and not a real business model with a plan. A friend told me about Monaco (MCO) that is when I did my research and found they don't charge for cards. They have a great business model that will survive in a real world environment outside of Cryptospace and in Cryptoland as well. Monaco manages to bridge the gaps and has a high quality on all ends. From the website to the application down to the name and the look and feel of the cards.