Hello everyone! 👋🏻 In this post, we will tell you about the attractiveness of the DeFi market in 2021.

🔥 Over the past year, the decentralized finance market has grown to an incredible size due to its attractiveness. DeFi allows you to lend and borrow without intermediaries, and also brings passive profit to its investors.

💳 For many people, DeFi platforms have become a great opportunity to get away from the usual banks, since decentralization gives the most important thing: convenience. No more paperwork and lawyers. Everything works on smart contracts with maximum reliability.

📈 One of the main news of the first week of 2021 was that the capitalization of the cryptocurrency market has reached $ 900 billion and is already close to a trillion.

🔹 If earlier the main capitalization was in Bitcoin, today the decentralized finance market has gained more popularity than the first coin.

🔹 By investing in the Totem DeFi platform, you gain passive income through pools and liquidity mining, as well as staking. In addition, as a token holder, you can propose changes and vote for their introduction.

📢 Learn more about our project and its capabilities on the website: https://totprotocol.com/

Hello, everyone! 👋🏻 In this post, we will tell you about the prospects for cross-chain trading

❓ What is cross-chain and what are its perspectives?

🔗 Cross-chain refers to the ability to conduct transactions between different blockchain platforms.

🔗 Decentralization brings many benefits to the financial market, but the number of blockchains is only growing, which is not always a good thing since they cannot interact with each other.

🔗 To solve this problem, the cross-chain will come to your aid. To put it simply, it is a blockchain over a blockchain.

❓ What does Totem have to offer?

🔹 Totem connects and facilitates value exchange among different blockchain ledgers.

🔹 It applies the cutting-edge theory of cryptography to build a general-purpose cross-chain protocol and a distributed ledger that records cross-chain and intra-chain transactions

📢 Learn more about the project on our website: https://totprotocol.com/

Hello everyone! 👋🏻 In this post, we will tell you how to get profit with Totem.

💰 The Totem platform provides its investors with a range of profit opportunities. Among them we would like to highlight the following:

🔹 Staking

By staking, users can earn excellent passive income. So, the interest in staking is now higher than the interest on deposits in the bank. Especially after the crisis caused by the pandemic, when the economy takes time to accelerate.

🔹 Pools of liquidity

Using liquidity pools, you can maintain the liquidity of the token, as well as receive a percentage of transactions for this. Liquidity pools are important for the reason that the tokens that are in the stack lose their liquidity.

🔹 Holding

You can simply buy a token and leave it in your investment portfolio. This will give you excellent income due to the growth in the price of the token in the future.

✅ With the Totem platform, you can make great profits with staking, liquidity pools, or long-term investments that will give you excellent returns.

📢 Buy tokens: https://totprotocol.com/

Hello! 👋🏻 In this post, we will tell you about the importance of the Totem protocol

❓ First of all, what is Totem?

📌 Totem is an ecosystem that combines DAO and DeFi advantages. DeFi-based products are used to pay for goods and services within the ecosystem, while DAO is introduced to manage the community.

❓ What will you get using Totem?

🔹 Passive profit. With the help of a pool of liquidity and staking, users can derive high passive income.

🔹 Lending. Using decentralized lending, you can both give a loan secured, and take it there. It works much more conveniently than a bank

🔹 DEX. In the future, a convenient exchange will be added to the platform, which will be completely decentralized and work on smart contracts.

🔹 TOTID. With TOTID you can easily and quickly pass authorization on any platform.

✅ Totem is a platform that aims to provide its users with innovations, convenient financial tools, and technological features such as TOTID for easy authorization.

📢 Find out more on our website: https://totprotocol.com/

Hello! 👋🏻 In this post, we will guide you about the stablecoin protocol in Totem.

To ensure financial sustainability, Totem will implement a stablecoin protocol called aDai and the TOTS protocol. This is a token that will be applied across all Totem blockchains.

Each aDai will be backed by cryptocurrency assets. This mechanism is somewhat similar to MakerDAO.

In the Totem network, the value of the coin will be pegged to the US dollar 1:1, and any tokens, whether Totem or other cryptocurrency assets, can become collateral.

In addition, aDai has a price stabilization mechanism. It includes the following mechanisms:

🔹 Configuring CDP risk parameters.
🔹 Adjust the liquidation auction parameters.
🔹 Add a new type of CDP collateral asset.
🔹 Removal or modification of existing collateral assets.
🔹 Setting up the oracle machine.

✅ Using the aDai stablecoin protocol on the Totem network, the ecosystem can easily provide financial sustainability and the token can be applied universally with a 1:1 to USD price ratio.

📢 Find out more on our website: https://totprotocol.com/

Hello everyone! 👋🏻 In this post, we will tell you why it is worth investing in cryptocurrencies in 2021.

The cryptocurrency market is the best investment option today. This trend will continue in the future.

❓ Why invest in cryptocurrencies?

📉 The economy of even developed countries after the crisis caused by COVID-19 will recover for at least several years. The usual fiat investments no longer give the same profit that they gave earlier and, at best, will cover inflation.

📈 The cryptocurrency market, in turn, has shown excellent growth rates. So, the main coins showed an increase of 3-4 times and some younger projects up to 1000% growth per year.

💪🏻 In addition, investments in cryptocurrencies can also bring passive income. For example, using liquidity pools or staking, which works as an analog of a bank deposit, but gives much higher interest.

✅ By investing in cryptocurrencies today, you are investing in a dynamic market with excellent growth rates. One of the projects you should invest in is Totem. It offers many passive income opportunities as well as a range of useful technologies such as TOTID.

📢 Buy Totem tokens: https://totprotocol.com/

Hello! 👋🏻 In this post, we’ll tell you everything you need to know about DAO.

DAO stands for Decentralized Autonomous Organization. This is understood as project management by voting on the part of large token holders.

Using the DAO, investors can vote for the following:

◾️ Making changes to the platform from a technical point of view
◾️ Decrease or increase in commissions
◾️ Revision of the investment strategy

These are the basic functions that are often used with DAO functions. However, they are not limited to just these three points. Developers can themselves determine the list of what can be put to a vote.

DAO governance in Totem

🔹 The Totem cryptocurrency platform has DAO capabilities. Thanks to this, large token holders can propose their ideas and, if they are accepted, they will be further submitted to a general vote. If the proposal gets the majority of votes, it will definitely be implemented.

🔹 Thus, due to the fact that DAO Governance functions are implemented in Totem, the community has a direct impact on the development of the platform.


📢 Find out more on our website: https://totprotocol.com/

Hello! 👋🏻 Today we’ll tell you about digital currency as the future of the economy.

Economists have long looked for many ways to simplify financial transactions. Many options were offered, however, economists did not cope with their task.

This task was perfectly handled by people from technical specialties who, with the help of digital currencies, easily turned the world of finance upside down.

Today digital money is capable of the following::

🔹Make fast cross-border payments
🔹 Extract high passive income
🔹 Easy and quick to give and receive loans

And doing what banks are doing is much more efficient since decentralized blockchains have already established themselves as an effective tool.

Totem, as a platform focused on digital currencies, has many in-house developments such as TOTID.

✅ Digital currencies will sooner or later replace the usual money since they are a more convenient and effective tool.

📢 Find out more on our website: https://totprotocol.com/

Hello! 👋🏻 In this post, we will tell you about the importance of liquidity in the crypto market.

Due to the fact that cryptocurrencies are a decentralized system that is gradually moving to decentralized exchanges, which are becoming more popular, they need liquidity pools.

That is because the decentralized exchanges do not have their own market makers, unlike centralized ones, which can execute any purchase and sale order.

Therefore, to increase liquidity, platforms use pools. Liquidity is the property of a product to be sold at a price close to the market price in the shortest possible time.

Liquidity pools help young platforms to increase the number of orders with a token, and those users who hold tokens in liquidity pools are given a certain percentage by the platforms.

✅ Using the liquidity pool on the Totem platform, you help the project execute more orders on the exchange, and you yourself receive a percentage of transactions for storing tokens in the TOTL liquidity protocol.

📢 Learn more about the project on our website: https://totprotocol.com

Announcement on the establishment of the Totem Foundation

Dear community, with BTC 20,000 + a crazy night, we are happy to announce that the Totem Foundation has obtained a registration license issued by the Accounting and Corporate Regulatory Authority of Singapore (ACRA), and has officially started operating since December 10, 2020. The full name of the organization: TOTEM CONNECT FOUNDATION LTD.

⠀
The foundation will focus on supporting and building an ecosystem based on the Totem chain, including but not limited to expanding the existing Totem mining ecosystem and developing new ecological applications of DeFi.


Website: http://totprotocol.com

Twitter - https://twitter.com/Totem__Official

Bitcointalk - https://bitcointalk.org/index.php?topic=5280601

Medium - https://totprotocol.medium.com

Hello! 👋🏻 In this post, we will tell you how token deployment works in Totem

The TOTL liquidity protocol will deploy a staking strategy for locked tokens.

🔸 Staking strategy and parameters will be managed by the Totem community, and STOT token holders will be able to submit their proposals for changes.

📌 The betting strategy will include the following advantages:

🔹 Votes will be preferably given to validation nodes operated by the Totem autonomous community council

🔹 Revenue strategies that can be customized to maximize profit

🔹 Reinvestment strategies with which Totem will rebalance for rewards

✅ Thus, by deploying a staking strategy for locked tokens, it is possible to implement all the functions of autonomous management of the platform, as well as maximize the profit of all who hold TOT.

📢 Find out more on our website: https://totprotocol.com/

Hello! 👋🏻 In this post, we will tell you about the ERC-20 standard and its benefits for Totem.

ERC-20 is an extremely popular token standard. It is an Ethereum-based asset and all transactions involving these tokens can be viewed in the Ethereum explorer.

One of the advantages of ERC-20 is the convenience of creating tokenized assets based on it. It obeys a strict set of rules, so the development of a token takes very little time.

Many popular tokens have been created on the ERC-20 platform, including large project tokens that are very popular in the blockchain. For example, the DAO token is a typical ERC-20, just like USDT.

ERC-20 benefits for Totem

✅ The Totem platform token is built on this very standard. This opens up many possibilities for the platform and also allows for many DeFi and DAO features such as a voting system.

✅ Thus, Totem uses the common ERC-20 standard on the Ethereum blockchain to issue their own TOT asset. This significantly speeds up the development process, and also allows many popular solutions to be applied on our platform.

📢 Find out more on our website: https://totprotocol.com/

Hello! 👋🏻 Today we’ll tell you how exactly the Totem platform benefits businesses.

Totem Chain offers many business automation tools. Such as DPayment, DEX, DeFi, and other dApps options. As well as in-house developments such as TOTID, the decentralized identity tool, and the TOTS stablecoin protocol along with the TOTL liquidity protocol.

❓ How does the Totem platform benefit businesses?

◾️ Additional profit under the TOTS stablecoin agreement
Holders of aDai tokens can exchange them for other crypto assets and then increase the use of their assets by providing additional collateral for their aDai to other businesses using the TOT stablecoin protocol.

◾️ Profiting from the TOTL liquidity protocol
With Totem, you have a module for calculating interest rates and users provide you with liquidity. Users can easily calculate their profits and the platform charges a percentage of transaction fees according to the usual Proof-of-Stake rules.

◾️ Arbitrage from spreads of the decentralized exchange DEX
The Totem-based decentralized exchange will support fast and instant trading in multiple currencies and use an automatic market maker with a permanent feature (X * Y = Z). When the volume of exchange of one of them is the exchange rate, the price of that currency will rise sharply in relation to aDai.

◾️ Arbitrage from placing liquidity spreads
Users can exchange cryptoassets directly from staking assets using the TOTL liquidity protocol based on the ratio of cryptoassets to staking assets (e.g. A: B). Swap supports trading pairs between crypto assets and TOTL liquidity assets, there is an exchange ratio (e.g. A: C). If B and C are not equal, then there is room for arbitration.

◾️ Profit from cross-chain asset trading
Totem will also have a platform for asset trading and margin trading. This is one of the use cases for aDai. Users will be able to transfer their aDai from the Totem network to the trading platform and exchange them for other assets, as well as earn on margin trading.

Learn more about Totem features and advantages here: http://totprotocol.com

Greetings! 👋🏻 Today we’ll tell you about the cross-chain trading in Totem.

🔗 Cross-chain trading is an exchange of one cryptocurrency for another, which is not built on the trust of the parties to each other, but on the fulfillment of certain obligations.

🔗 Secure cross-chain transactions are especially relevant for large holders of cryptoassets, early investors and members of blockchain start-up teams. As a rule, they are carried out through the atomic exchange protocol, directly from wallet to wallet.

✅ Totem is building a distributed financial infrastructure for digital assets. With the distributed architecture, Totem connects and facilitates value exchange among different blockchain ledgers. It applies the cutting-edge theory of cryptography to build a general-purpose cross-chain protocol and a distributed ledger that records cross-chain and intra-chain transactions.

✅ Public, private, and consortium blockchains all can have access to the Totem network at a low cost. This network makes possible the connection of different blockchain ledgers and the transfer of assets across ledgers. It revolutionizes blockchain technology and expands the blockchain network into a scalable ecosystem

Join Totem to take advantage of its cross-chain trading solutions: https://totprotocol.com

Hello! 👋🏻 In this post, we will tell you how TOTEM differs from other competitors.

Totem sets itself apart from the competition in many ways thanks to the combination of both DeFi and DAO features. With DAO, you can use DeFi products as a payment method and promote them. DeFi uses DAO as a governance mechanism, thus creating a perfect combination

Through the TOTEM platform, using TOTID, any institution or person can share data.

With the best technical security provided on the platform, users can also deal with their business, as TOTEM offers the exchange of deposits, loans, and settlements based on digital assets and smart contracts. There is also an option for trading financial instruments and liquidity mining.

DAO-based management decisions can be made as Totem provides a wide range of digital asset-based decentralized services.

✅ Thus, Totem presents itself as a decentralized financial marketplace based on blockchain and web 3.0 technologies that can help any business or individual in the finance and management industry

📢 Learn more about the TOTEM project on our website: https://totprotocol.com/

Hello! 👋🏻 In this post, we will tell you about the prospects of young blockchain projects on the market

📈 Today, the crypto industry is developing at a tremendous pace. The number of interesting projects is increasing, and the total capitalization of the industry is growing before our eyes.

Contrary to popular belief, young blockchain projects do not live “a couple of weeks before listing”, but much longer. Alas, due to decentralization, we do not have significant statistics.

Indeed, many projects do not live up to the final point of development, but often in such cases, it is easy to find some kind of gaps in leadership, insufficient technological ideas, and solutions.

📌 However, young blockchain projects are incredibly useful for the industry.

🔹 They bring new ideas and come up with non-trivial solutions to old problems.
🔹 Thanks to investments in young projects, the capitalization of the industry as a whole is growing.
🔹 Their tokens in the initial phase cost literally cents, and after half a year their price sometimes exceeds a few dollars, which means this is an excellent investment.

🏆 One of the young and promising blockchain projects is Totem. In addition to a liquidity pool, an excellent investment instrument in the form of a token, and staking, Totem offers a unique solution in the market - TOTID. A tool for authorization on multiple platforms, which allows you to forget about filling out many fields and conveniently use blockchain services.

✅ Thus, young blockchain projects provide many prospects for the industry and also develop the industry as a whole. Thanks to projects like Totem, the blockchain is getting better.

Find out more: https://totprotocol.com/

Hello! 👋🏻 In this post, we will tell you about the industries that intersect with blockchain.

Contrary to popular belief, blockchain can be used not only for financial transactions but also come up with many non-standard solutions that can be simplified thanks to this technology.

🔹 Medicine

Today, blockchain is used in medicine. So, with the help of the blockchain, you can optimize all the documentation and, in particular, the issuance of licenses for medicines. Now it is enough to scan the QR code at the pharmacy and give the patient his drugs.

🔹 Public sphere

Based on the experience of optimization in medicine, China decided to try to get rid of bureaucracy using blockchain. Now, after buying a property, the user uploads the documents to the application and that's it.

🔹 Identification

In some countries, they plan to transfer the identity card to the blockchain. This will simplify the issuance and contribute to digitization.

✅ At the moment, with the help of Totem, you can use TOTID with which you can log in to multiple sites and go through procedures such as KYC in a couple of clicks.

Find out more: https://totprotocol.com/

Hello! 👋🏻 In this post, we will tell you about the use cases of smart contracts.

🤖 Smart contracts are an extremely convenient tool that allows you to avoid intermediaries in any transactions. It is a computer code that contains the terms of the deal. There are many non-standard uses for these tools, for example:

🔹 Medicine
With the help of smart contracts, you can optimize the process of dispensing drugs under license. This practice is already applied in Estonia. The pharmacy scans the QR code of the smart contract and then gives out the necessary drugs.

🔹 Delivery of goods by mail
Today, cash on delivery is often used when delivering by mail. Using smart contracts, you can transfer funds to the blockchain, and after the courier delivers the goods, they will be sent to the company's account.

🔹 Sports betting
Many bookmaker companies still manually send winnings to users. Using smart contracts, you can significantly optimize this process.

🔹 Public sphere
As practice shows, in China, smart contracts simplify the bureaucracy in the country. Especially when buying real estate.

✅ Using smart contracts in Totem, you can greatly simplify your life, as it is a convenient tool that can be used not only in finance but also in various other situations.

Find out more: https://totprotocol.com

Hello! 👋🏻 In this post, we will tell you how to ensure the successful market entry of your token

💳 The release of a token to the market is one of the most important parts of the financial component of a project. A successful token can bring significant dividends to investors and the team, which will allow you to develop your platform more efficiently.

❓ How to ensure your token launch enters the market favorably?

🔸 Pay close attention to marketing.

Few people will buy a project token that they know almost nothing about. Good PR can significantly increase sales.

🔸 Choose the right resources for ICO or IEO

The more reliable the platforms you have listed the token on, the more likely you are to easily reach at least a softcap.

🔸 Compose competent tokenomics

Describe in detail how your token works, what advantages it gives, what technologies it supports, and what use cases it has.

🔸 Do not overcharge your token

Many teams during the sale of tokens often inflate their price. This is a bug that leads to the fact that you might not even collect the softcap.

✅ By following these simple tips, you can easily ensure that your token goes to market successfully, build a softcap, and even get to a hardcap if your project interests the public. One such token is Totem, which provides you with a huge number of benefits, including passive income.

Find out more about Totem token benefits: https://totprotocol.com

As we all probably know, blockchain is not perfect and it has some drawbacks. Let’s take a closer look at some of the major blockchain drawbacks.

From an economic point of view, blockchain has certain disadvantages.

🔹 High volatility of the most widespread blockchain with the PoW consensus algorithm due to the complexity of the transaction - makes it an expensive technology.

🔹 When transferring electronic values, the blockchain allows you to significantly save on payment for the services of intermediaries and guarantors. However, the very creation of the system and its implementation in any area is very costly.

🔹 Scalability is another limitation due to the size of the public blockchain. If the database is overloaded, the speed of transfers is significantly reduced. For instance,
in the bitcoin system, one transaction can take 4-5 hours or more.

🔹 Differentiation of the blockchain. There are currently over 1,400 digital coins in existence, many of which have their own versions of the blockchain. It is not yet clear which of them will be able to survive and which will disappear.

Among the technical shortcomings, the following can be highlighted:

🔹 Impacts at the network level:
- DDoS hacker attack, or a distributed denial of service attack;
- "attack of the Sibyl";
- Eclipse attack, or "information eclipse attack."

🔹 Actions at the user level:
botnets are special anonymous malicious programs that disguise themselves as pirated versions of licensed programs.

🔹 Impacts on blockchain integrity:
- "Attack 51%";
- Double spending, which implies twice successful use of the same funds;
- Selfish mining. This phenomenon can kill the concept of a decentralized system.

🔹 Other attacks:
- Phishing.
- Deface - address substitution.

✅ The Totem platform lays the foundation for new decentralized networks, provides infrastructure for digital currencies and digital asset-based financial applications, and provides support for new financial business models, services, organizations and the entire society and economic system.
 
Learn more about Totem features and solutions: http://totprotocol.com